Cash-out Loans

3.500% Fixed | APR 4.634%APPLY NOW
FHA, 15-year fixed, 10% equity on approved credit

A Cash-out loan is a refinancing option that helps homeowners use their home’s equity to pay off debt, finance large purchases, or fund home improvement projects.

Golden Oak Lending’s Cash-out loans allow you to access some of your home’s equity by taking out a new home loan for more than is owed on your current mortgage, then taking the difference between the two in cash. For example, if you have a $200,000 home and you still owe $100,000 on your mortgage, but you would like to take $20,000 to start a business, you can refinance your mortgage for $120,000. Now you’ll have a new, low-rate mortgage and $20,000 in cash.

Cash-out Loans Denver

There are many advantages to a Cash-out loan:

  • Low rates and monthly payments. The rates for a Cash-out loan are low, and you may be able to enjoy a lower monthly mortgage payment.
  • Finance your dreams. You can use the cash to start a business, invest in a property, increase your retirement fund, and pay for major home upgrades and remodels.
  • Pay off your debt. Unhappy with high-interest credit cards, car loans, or student loans? You’ll be able to wipe out debt when you refinance your mortgage with a Cash-out loan.


Refinance Your Denver Home with a Low-Rate Cash-out Loan

Golden Oak Lending offers top-notch customer service to guide you through the Cash-out loan process. From the application to the underwriting to the closing, and finally the funding, you’ll be able to do it all right from our Denver office. Your personal loan specialist will work with you every step of the way, and our no-hassle process will allow you to use the cash from your home in no time. Call or contact us today to learn more.

Interest rates are at an all-time low, and the time to call is now!

Contact us today and see how our rates can save you money!