Skip to Main Content

Today's Mortgage Rate: 4.875% Fixed | APR 5.784% Conventional, 15-year, 30% equity, qualified credit

Minnesota Mortgage Company

  • How can we help you today?

  • What is your goal?
  • How can we help?

    Step 1 of 2

  • I want to

Enjoy Hassle-Free Mortgage Lending

With Golden Oak Lending, you’ll find that getting the loan you need to improve your quality of life has never been easier. With over $1 billion in loans, Golden Oak offers competitive mortgage rates and makes it easier and faster to get the new home loan or mortgage refinancing that you need. Act now to take advantage of today's interest rates!

The Golden Oak Lending Difference

Unlike many other mortgage companies, Golden Oak Lending offers Minnesota the most up-to-date mortgage rates. We are always up-front about our current interest rates, and we constantly monitor mortgage rates so that our rate immediately reflects the current rate. Our goal is to save you money, so we work to get you the best fixed rate you can qualify for.

At Golden Oak Minnesota, from the underwriting to the closing, all of our processes are done in-house. An experienced Personal Loan Officer will be your advocate for getting you the assistance you need for obtaining a competitive mortgage rate. Your Personal Loan Officer is your sole point of contact for the entire process, so there is no need to retell your story multiple times to different individuals. You have the benefit of an experienced and qualified professional who will guide you through the process of finding and qualifying for the right loan that meets your specific needs.

Golden Oak Minnesota

Phone: (855) 434-4653

Hours of Operation
Monday - Thursday 8:30 am - 5:30 pm
Friday 8:30 am - 5:00 pm

License # MN-MO-114937

We Speak Mortgage®

Card image of zipline mortgage logo

Start the Mortgage Application Process

Loan Officer shaking hands with a client

Want to learn more about your Loan Options

Young lady in yellow shirt looking at laptop smiling

Explore options with our mortgage calculator

Simplifying the Mortgage Loan Process

All lenders are not created equal. Golden Oak Minnesota has streamlined our process to make getting the loan you need quicker and easier than ever. We do all the work, you save money! All you need to do is pick up the phone. There’s no obligation. It takes just a few minutes to find out if you save money! If we can’t close your loan, you pay nothing out of pocket - it’s that simple!

Our mortgage loan experts realize that each homeowner has different financial circumstances and needs, so your personal loan officer will look at your loan individually to help you decide on the best way to address your particular situation. Minnesota homeowners can benefit from our personal loan expert's many years of experience when getting money out of their current home, lowering your current mortgage payment, or even both. Whether you are looking to refinance your existing home loan or purchase a new home, our core focus is to provide the stable and informative support that helps our Minnesota homeowners achieve their personal financial goals.

Contact Us Today and See How We Can Save You Money!

"I can cover a down payment and am looking for a fixed rate mortgage loan."

"I currently own a home but would like to refinance my loan to improve my interest rate or adjust my mortgage terms."

"I currently own a home that has equity and would like to get cash out for updating my home or consolidating higher interest debt. (like credit cards)."

"I am interested in putting the minimum payment down on a home."

"I am looking to purchase a home and would like to shop with confidence based upon what I can afford."

"I am currently serving or have served in the U.S. military and wish to purchase a home with flexibility on down payment, mortgage insurance and credit score."

"I have excellent credit and am looking for a home loan option to help acquire a larger, more expensive home."

"I am looking to purchase a home in a rural area."

"I have equity in my current home and would like to use its equity for larger purchases, home renovations or paying down higher interest debt."

"I would like to purchase a new home and would like to learn about my borrowing options."

Golden Oak Lending BBB Business Review
St. Louis Post-Dispatch Top Work Places 2018 Logo
Equal Housing Lender Logo
Nationwide Mortgage Licensing System Consumer Access Logo
Mortgage Bankers Association of St. Louis Logo