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USDA Loans

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Experiencing the benefits of home ownership has never been easier thanks to the USDA’s rural development program. A USDA loan, backed by the United States Department of Agriculture, is an excellent program for those residing in smaller and rural areas. With no down payments and low fixed rates, this program offers potential buyers the ability to obtain affordable financing without having to come up with a large down payment.

USDA loans originated to offer those wanting a rural and suburban homeownership an option to achieve their financial and asset acquisition goals. The Mortgage experts at Golden Oak Lending will you determine if a USDA loan is right for you. It only takes a few minutes to find out if you save money!

Benefits of USDA Loans

Golden Oak Lending specializes in helping homeowners secure the financing they need at a great rate! Our experienced Mortgage Specialists understand the workings of the rural and agricultural markets and have the knowledge to help our customers obtain their USDA loan. Your Personal Loan Officer will walk you through every step of the process and is your sole point of contact, responsible for your complete satisfaction.

  • Low or No PMI Required
  • No Down Payment Required
  • Flexible Qualifications
  • Low Closing Costs

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5 Star Review

"I reached out to Golden Oak Lending when I was facing a setback with a different lender. Jeremiah contacted me and made sure that I would be able to move forward with my home purchase with Golden Oak Lending. The process was very quick and simple. Jeremiah guided me through the entire process."

Jeremiah T.
5 Star Review

"If your looking at Golden Oak for services I personally recommend Scott Wallace. I've done business with Scott more than once and he is sure to get you the help your looking for. He will not leave you waiting for answers or phone calls back. He definitely goes to work for you immediately."

John M.

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