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Today's Mortgage Rate:

2.25% Fixed | 3.195% APR

FHA, 20% equity, qualified credit

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Achieve Your Financial Goals

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At Golden Oak, We Speak Mortgage

Unlike many other mortgage companies, we show you our updated lowest mortgage rates. We are always up-front about our current interest rates, and we constantly monitor mortgage rates so that our rate immediately reflects the current rate. Our goal is to save you money, so we work to get you a great rate you can qualify for.

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Apply Now

Calculate Your Mortgage Payment

Calculate Your Mortgage Payment

Start the Application Process Today

Start the Application Process Today
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    Click or Call

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    No Obligation

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    No Waiting

With ZipLine Mortgage, Golden Oak Lending has streamlined our process to make getting the loan you need quicker and easier than ever. We do all the work, you save money! It takes just a few minutes to complete the application and securely upload your documents. And obtaining a loan is risk free. Pay nothing out of pocket, because if Golden Oak Lending can’t close your loan, we will pay for your appraisal.

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Choose Your Market

St. Louis Skyline

St. Louis

314-567-4653
St. Louis
Pittsburgh Skyline

Pittsburgh

724-779-4653
Pittsburgh
Kansas City Fountain

Kansas City

913-890-4653
Kansas City
Denver Skyline

Denver

720-500-4653
Denver
Portland Skyline

Portland

503-455-4653
Portland
Indianapolis Skyline

Indianapolis

317-706-4653
Indianapolis
Nashville Skyline

Nashville

629-777-4653
Nashville
Cincinnati Skyline

Cincinnati

513-654-4653
Cincinnati
Seattle Skyline

Seattle

855-434-4653
Seattle
Chicago Skyline

Chicago

855-434-4653
Chicago
Minneapolis Skyline

Minneapolis

855-434-4653
Minneapolis
Oklahoma Skyline

Oklahoma

855-434-4653
Minneapolis
Kentucky Skyline

Kentucky

855-434-4653
Minneapolis
Florida Skyline

Florida

855-434-4653
Minneapolis
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Get Started

 
Get Started
Young Family Standing In Front of Their New Home
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Every Client's Mortgage is Unique

At Golden Oak Lending, we realize that each person has different circumstances and needs, so we look at every loan individually. We’ll help you decide on the best way to address your particular situation, by getting money out of your current home, lowering your current mortgage payment, or both! Whether you’re looking to refinance or purchase a new home, our core focus is to provide stable and informative support that helps you achieve your goals.

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Why Choose Golden Oak

At Golden Oak Lending, from the underwriting to the closing, all of our processes are done in-house. An experienced Personal Loan Officer will be your advocate for getting you the assistance you need at the lowest possible rate. Your Personal Loan Officer is your sole point of contact for the entire process, so there is no need to retell your story multiple times to different individuals. You have the benefit of an experienced and qualified professional who will guide you through the process of finding and qualifying for the right loan that meets your specific needs.

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Why Refinance?

With interest rates at an all-time low, there are a number of reasons to refinance:

  • Lower Your Mortgage Payment and/or interest rate
  • Consolidate Debt from multiple credit cards at high interest rates
  • Reduce the Term of your current loan
  • Get Cash Out of your home for the things that you need, such as major home improvements or college expenses