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FHA, 15-year fixed, 10% equity, qualified credit
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Aug 30, 2017
Loan Spotlight: Jumbo Loans
A jumbo mortgage is a home loan in an amount that exceeds what is called the conforming loan limit, as set by regulation. Are you a candidate for a ...
Aug 21, 2017
Get Pre-Approved for Your Home Loan Over the Phone at Golden Oak Lending
Pre-approval for a home loan is the first important step in securing financing for a new home. In fact, many real estate agents require prospective buyers ...
Aug 13, 2017
Take Years Off Your Loan and Save Thousands in the Process
Is your 30-year home loan hanging over your head? Good news! It doesn’t have to. You can shorten that loan and shave thousands of dollars in interest ...
Jul 20, 2017
How Do I Know When to Refinance my Loan?
A drop in rates is the typical green light for homeowners when it comes to home refinancing. But did you know you can still improve your financial situation ...
Jul 13, 2017
5 Tips for a Lower Mortgage Rate
Are you interested in refinancing your mortgage? Before you begin, Golden Oak Lending recommends that you prepare your finances and hen search for the most competitive rate ...
Jun 26, 2017
The Time is Now for First-Time Home Buyers
As a first-time home buyer, you are uniquely positioned. You have no existing home to sell, which frees you in many ways. But even if you’ve always dreamed of owning a home, it can be hard ...
May 30, 2017
Advantages of Getting Pre-Approved for a Home Loan
Getting pre-approved for a home mortgage puts you in the driver’s seat when it comes to negotiating the price of a home. It also minimizes the risk of being denied a home loan ...
May 26, 2017
Effects of a Hot Housing Market on the Mortgage Market
When you look at our national housing climate, the market has been hot, hot, hot, and this affects the mortgage market. How? Let’s break it down ...
May 24, 2017
Golden Oak Lending has Job Opportunities in Denver, CO
How would you like to work for a company that really cares about their customers? How about a company that promotes employee’s benefits, morale, and career growth? Our Mission Statement ...
Apr 27, 2017
Can I pay off my credit card debt with mortgage refinancing?
In a climate of rising home values and attractive interest rates, Golden Oak is often asked about the benefits of mortgage refinancing. Not only can you borrow against your equity ...
Apr 27, 2017
Can I Refinance My Loan After a Bankruptcy Discharge?
Yes, once you are free and clear of your obligations, home refinancing is possible after a bankruptcy. Here we’ll discuss several factors that affect how easy the process will be and how you can position ...
Apr 27, 2017
How quickly can I refinance after my bankruptcy?
Often homeowners want to know how quickly they can initiate a home refinance on the heels of a bankruptcy. The rules on this change, so we’ll tackle this often ...
Mar 29, 2017
I have recently filed for bankruptcy. Can I still get a mortgage?
The short answer is yes. These days, lenders are willing to allow borrowers to get a mortgage on the heels of a bankruptcy sooner than was possible in the past. How long you have to wait ...
Mar 19, 2017
My credit score recently changed. What does that mean for homeownership?
Let’s take a step back and discuss the significance of your credit score and what that means in terms of obtaining a home mortgage. When you decide to buy a home and approach a lender for a home ...
Feb 22, 2017
Debt Consolidation Loans vs Maintaining a Credit Card Balance
If your debt is weighing you down, it’s not too late to start thinking about how to get out from under it. As you kick off the new year, consider a path to a brighter future ...
Feb 10, 2017
How will the Fed’s Increased Rates Affect Me and My Loan?
When the Federal Reserve decides to raise rates, we’re all affected by it. Recent economic projections show that interest rates will continue to be on the rise ...
Jan 30, 2017
3 Ways to Take Advantage of Low Rates in Early 2017
As you prepare for the Federal Reserve to increase rates in the years to come, you may want to leverage the existing low interest rates while they last ...
Jan 29, 2017
Common Myths About Mortgage Refinancing
Are you interested in lowering your interest costs and reducing the length of your loan so that you can own your home sooner? Too often, homeowners don’t take advantage ...
Jan 19, 2017
Myths of Mortgage Refinancing through HARP
Do you owe more than your home is worth? The good news is that HARP—the Home Affordable Refinance Program, a government program, has been extended ...
Jan 09, 2017
Mortgage Refinancing for Home Improvements
Home improvements are a satisfying endeavor, but what if you don’t have the cash in your pocket to tackle that long-overdue project? Golden Oak Lending has a solution. You can refinance ...
Dec 18, 2016
What Does It Mean When You Refinance Your Mortgage?
Mortgages come in all shapes and sizes. Over time, as rates and your financial situation change, you have the option to change your mortgage loan terms. This is ...
Nov 26, 2016
10 Things That Drive Your Mortgage Rate – Part 2
In our last post, we highlighted some of the factors that can affect your mortgage rate. Here we’ve added ten more to the mix that might surprise you. As always, information is knowledge. At ...
Nov 17, 2016
10 Things that Drive Your Mortgage Rate – Part 1
Let’s say you saw a low mortgage rate advertised and you decided to pursue it. But then you didn’t qualify. Are you wondering why? Let’s look at some of the ...
Nov 10, 2016
3 Reasons to Refinance your Mortgage
Do you want to pay off your mortgage and get out of debt faster? Or do you want to lower your monthly mortgage payment? How you answer these questions ...
Oct 10, 2016
Is it time to refinance your student loan?
Low interest rates are one very good reason you should consider refinancing your student loan. Another is: an improvement in your credit profile ...
Interest rates are at an all-time low, and the time to call is now!
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