We Speak Mortgage®… and Love Translating it for You!
Golden Oak Lending offers a variety of mortgage loan programs to meet your specific financial needs. To learn more about the different loan programs available, please visit the individual program page below or contact one of our mortgage loan experts to discuss which loan program is right for you.
What is Your Scenario?
Conventional Home Loans
"I can cover a down payment and am looking for a fixed rate mortgage loan."
"I currently own a home but would like to refinance my loan to improve my interest rate or adjust my mortgage terms."
Cash Out Loans
"I currently own a home that has equity and would like to get cash out for updating my home or consolidating higher interest debt (like credit cards)."
"I am interested in putting the minimum payment down on a home."
"I am looking to purchase a home and would like to shop with confidence based upon what I can afford."
"I am currently serving or have served in the U.S. military and wish to purchase a home with flexibility on down payment, mortgage insurance and credit score."
"I have excellent credit and am looking for a home loan option to help acquire a larger, more expensive home."
"I am looking for purchase a home in a rural area and have a moderate-to-low income."
Home Equity Loans
"I have equity in my current home and would like to use its equity for larger purchases, home renovations or paying down higher interest debt."
New Home Loans
"I would like to purchase a new home and would like to learn about my borrowing options."