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Cash-Out Customers Save an Average of $904 Each Month

At Golden Oak Lending, we speak mortgage and love translating it for you. But what does that mean? The mortgage industry is full of technical, industry-based terminology and our local, experienced loan officers will help you make sense of it all in an easy-to-understand way. Our team uses this knowledge to align the right loan program that fits your needs and puts more savings into your pocket.

Whether you are a first time or experienced home buyer, or simply looking to refinance your current home for a lower rate, to pay off debt or even get a little cash out for that home renovation project, Golden Oak Lending is committed to helping you achieve your financial goals. Being financially secure alleviates a lot of worries, and it is our mission to help you save money. We have been providing mortgage solutions for our customers since 2001. All of our locations are staffed with experienced, local loan experts that understand what is best for you because they live in, work in and support the local communities. We invite you to visit with our teams in St. Louis, Pittsburgh, Kansas City, Portland, Denver, Indianapolis, and Nashville. We also serve Chicago, Seattle, Minneapolis and Ohio. Start your application process online or call us today to learn more about what loan program is best for your needs.

Personalized Attention at Every Step of the Loan Process

At Golden Oak Lending, we pride ourselves on offering first-rate service to our customers. Simply put, we do all the work – all you have to do is call! All of our processes are done in-house, and you have one point-of-contact, your Personal Loan Officer, who is your advocate, and will work with you through every step of the loan process and deliver a great rate!

Your Personal Loan Officer Is:

  • State-licensed
  • Experienced, with unique knowledge of your particular area
  • Local, located in your town, for your convenience.
  • Full-service – you deal with one person – there’s no need to tell your story twice

We are an Equal Housing Lender as well as a member of the St. Louis Association of Mortgage Brokers. Golden Oak Lending has been a member of the Better Business Bureau since 2001 and shows an A+ rating.

Interest rates are at an all-time low, and the time to call is now! Contact us today, and see how our rates can save you money!

Headshot of James Hawkins

James Hawkins

Headshot of Shawn Curtis

Shawn Curtis

Exec. Vice President

The Golden Oak Lending Difference

Unlike many other mortgage companies, we show you our updated lowest mortgage rates. We are always up-front about our current interest rates, and we constantly monitor mortgage rates so that our rate immediately reflects the current rate. Our goal is to save you money, so we guarantee a rate you will be happy with.

At Golden Oak Lending, from the underwriting to the closing, all of our processes are done in-house. An experienced Personal Loan Officer will be your advocate for getting you the assistance you need at the lowest possible rate. Your Personal Loan Officer is your sole point of contact for the entire process, so there is no need to retell your story multiple times to different individuals. You have the benefit of an experienced and qualified professional who will guide you through the process of finding and qualifying for the right loan that meets your specific needs.

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