Today's Mortgage Rate:

2.875% Fixed | APR 3.915%

FHA, 15-year fixed, 10% equity, qualified credit

Call Today Primary Phone Graphic Icon
Learn More

Learn More

A cash-out loan is a refinancing option that helps Denver homeowners use their home's equity to pay off debt, finance large purchases, or fund home improvement projects. When homeowners take out a new home loan for more than is currently owed on their mortgage, they can accept the difference in cash. For example, if you still owe $100,000 on your $200,000 mortgage, you can refinance your mortgage for a new $120,000 low-rate cash-out loan and take the $20,000 surplus in cash for other financial needs.

Advantages of Cash-Out Loans

  • Low Rates and Monthly Payments The rates for a cash-out loan are often lower than other loan options, so Denver homeowners can enjoy a lower monthly mortgage payment when they refinance.
  • Finance Your Dreams Homeowners that refinance using a cash-out loan can use the cash to start a business, invest in a property, increase your retirement fund, and pay for major home upgrades and remodels.
  • Pay Off Your Debt Denver homeowners that are unhappy with your high-interest credit cards, car loans, or student loans can wipe out your debt when you refinance with a cash-out loan. Taking advantage of your home's equity can quickly and easily improve you and your family's financial situation.

Cash-Out Loans in Denver

Golden Oak Lending Denver offers top-notch customer service to guide homeowners through the cash-out loan process. From application to closing, your personal loan expert is available right at our local Denver office to walk you through your unique home refinancing process. With incredible low interest rates, Golden Oak Lending will get you the cash you need to achieve your financial and personal goals. Call or contact our local Denver office today to make your finances work for you!

Conventional Home Loans Graphic Icon

Conventional Loans

FHA Loans Graphic Icon

FHA
Loans

FHA
Loans
Home Equity Loans Graphic Icon

Home Equity Loans

Home Equity Loans
Cash Out Loan Graphic Icon

Cash-Out Loans

Cash-Out Loans
Home Refinancing Graphic Icon

Home Refinancing

Home Refinancing
USDA Refinancing Graphic Icon

USDA Refinancing

USDA Refinancing
New Home Loans Graphic Icon

New Home Loans

New Home Loans
VA Loans Graphic Icon

VA
Loans

VA
Loans
Jumbo Home Loans Graphic Icon

Jumbo
Loans

Jumbo
Loans
Get Pre-Approved Graphic Icon

Get
Pre-Approved

Get
Pre-Approved

Learn More