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Today’s Mortgage Rate:

3.75% Fixed | APR 4.791%

FHA, 15-year fixed, 10% equity, qualified credit

FHA loans offer low rates and financial savings to qualifying homeowners or first-time home buyers. Insured by the Federal Housing Administration, the flexible income and credit requirements for FHA loans allow many first-time buyers in Denver who might not be eligible for other loan options to purchase a home at an affordable cost. Denver's strong economy, outdoor lifestyle, and diverse communities have made it one of the best places to live in America and the perfect city in which to purchase your first home.

Advantages of FHA Loans

  • Accommodating Requirements FHA loans do not require a high credit score like traditional home loans. Denver residents with average credit and/or a higher debt ratio can still qualify for this loan, which makes it a great option for those repaying health care bills, auto loans, college loans, or personal loans.
  • 3.5% Down Payment Requirement Down payments and closing costs can significantly cut into the amount of cash you have on hand, so with FHA loans' 3.5% down payment requirement, you can more easily afford your Denver home.
  • FHA Loans Can Be Assumed If you decide to sell your Denver home, the new owners may be able to assume your loan and enjoy your low interest rates even if the current mortgage rates are much higher. This is an attractive selling point that can save homebuyers thousands of dollars.
  • Quick Approval Since FHA loans are insured by the government, they are often quickly approved, which can save first-time homebuyers crucial time in qualifying for a home loan in the competitive and fast-paced Denver housing market.

FHA Loans in Denver

At Golden Oak Lending, your personal mortgage specialists can help you apply for your FHA loan, ensuring that you enjoy the low rates and flexible terms of this government-backed loan. We know that buying or refinancing your home is a big step, so we handle every customer's loan process with the respect and care needed to give you the confidence to purchase your first or next Denver home. Call us today at our local Denver office and get started on your goal of home ownership.

Interest rates are at an all-time low, and the time to call is now!

Contact us today and see how our rates can save you money!