Skip to Main Content

Cash-Out Customers Save an Average of $1,114 Each Month

Colorado Home Refinancing

  • How can we help you today?

  • What is your goal?

We Speak Mortgage®… and Love Translating it for You!

For Colorado homeowners looking to improve their monthly mortgage or financial situations, adjust their loan term, or tap into their home's equity, refinancing your current home loan can provide you with the improved terms and financial savings you need to achieve your financial goals. With competitive interest rates, a growing number of Colorado homeowners are choosing to take advantage of the financial opportunities from refinancing their home loans.

Home Refinancing

When working with our mortgage expert team, you will benefit from the assistance of a personal loan officer who will work with you on your refinancing goals and match you with the mortgage program that best aligns with your requirements and personal situation. We offer competitive fees and interest rates for our customers to ensure that you save money when refinancing your Colorado home mortgage loan. Our personalized experience and first-rate customer service will help find the right refinancing program for you. Call or contact our loan experts today to learn more about how we can help you in Colorado!

Golden Oak Lending Colorado

Phone: (720) 500-4653

Hours of Operation
Monday - Thursday 8:30 am - 5:30 pm
Friday 8:30 am - 5:00 pm

License #114937

We Speak Mortgage®

Card image of zipline mortgage logo

Start the Mortgage Application Process

Loan Officer shaking hands with a client

Want to learn more about your Loan Options

Young lady in yellow shirt looking at laptop smiling

Explore options with our mortgage calculator

Advantages of Home Refinancing

  • Competitive Interest Rate When refinancing your home loan, Colorado homeowners have the option of turning your adjustable-rate mortgage into a fixed-rate mortgage. With current interest rates, homeowners can evaluate options to reduce your monthly debt payments and save you money.

  • Pay For Expenses Colorado homeowners that save money through refinancing their current home loan can spend their savings on making home improvements, paying for college tuition, or consolidating their debts.

  • Shorter Loan Term Colorado homeowners with financial stability can reduce the term of their loan when refinancing, allowing them to pay off their mortgage as much as five years sooner.

Idealic homes surrounded by beautiful fall trees with mountains in the backdrop

The Golden Oak Lending Difference

Unlike many other mortgage companies, Golden Oak Lending shows our Colorado borrowers our current mortgage interest rates. We constantly monitor mortgage interest rates to ensure that our offerings immediately reflect the current rate. Our personal mortgage specialists understand that in Colorado's competitive housing market, transparency and efficiency are more important than ever, so we are always up-front about our competitive rates. Our goal is always to save Colorado homeowners money!

At Golden Oak Lending, all of our loan processes, from underwriting to closing, are handled in-house. An experienced loan officer will be your personal advocate for getting you the best home loan that fits your specific financial situation. Your personal mortgage specialist is your sole point of contact for the entire process, so there is no need to retell your financial story multiple times to different individuals within the same office. At Golden Oak Lending, you have the benefit of an experienced and qualified professional to guide you through the process of finding and qualifying for the right loan that meets your unique needs. Whether you are a first-time or veteran homebuyer, Golden Oak Lending makes getting the right mortgage a stress-free and quick experience, getting you into your Colorado home as soon as possible.

Contact Us Today and See How We Can Save You Money!

Idealic photo of Denver Colorado with mountains and fall trees

"I can cover a down payment and am looking for a fixed rate mortgage loan."

"I currently own a home but would like to refinance my loan to improve my interest rate or adjust my mortgage terms."

"I currently own a home that has equity and would like to get cash out for updating my home or consolidating higher interest debt. (like credit cards)."

"I am interested in putting the minimum payment down on a home."

"I am looking to purchase a home and would like to shop with confidence based upon what I can afford."

"I am currently serving or have served in the U.S. military and wish to purchase a home with flexibility on down payment, mortgage insurance and credit score."

"I have excellent credit and am looking for a home loan option to help acquire a larger, more expensive home."

"I am looking to purchase a home in a rural area."

"I have equity in my current home and would like to use its equity for larger purchases, home renovations or paying down higher interest debt."

"I would like to purchase a new home and would like to learn about my borrowing options."

Golden Oak Lending BBB Business Review
St. Louis Post-Dispatch Top Work Places 2018 Logo
Equal Housing Lender Logo
Nationwide Mortgage Licensing System Consumer Access Logo
Mortgage Bankers Association of St. Louis Logo