skip to main content
Today’s Mortgage Rate:

3.75% Fixed | APR 4.791%

FHA, 15-year fixed, 10% equity, qualified credit

Enjoy Hassle-Free Mortgage Lending

With an affordable cost of living, a growing job market, and big city amenities, Kansas City has a competitive real estate market with many residents looking to settle down in one of the area’s newly revitalized neighborhoods. At Golden Oak Lending Kansas City, our knowledgeable loan experts have over 16 years of experience in the Kansas City housing market and have secured our customers over $1 billion in home loans. Our local Overland Park location serves homeowners in both Kansas and Missouri, which allows our Kansas City customers to take advantage of our low rates and streamlined loan process, regardless of which state their home is in. Whether you are buying a new home or refinancing your current home, Golden Oak Lending Kansas City can get you the money you need to buy your dream home.

The Golden Oak Lending Difference

Unlike many other mortgage companies, Golden Oak Lending Kansas City is always up-front about our current interest rates. Our goal is to save you money, so we constantly monitor Kansas City mortgage rates to offer rates that are accurate and up-to-date. In the competitive Kansas City real estate market, efficiency and transparency are more important than ever, so our personal mortgage specialists work hard to ensure that you get a great low rate.

Within our Kansas City office, one of our experienced personal loan officers will be your sole point of contact throughout the entire loan process, so you get the best loan for your needs at an incredible low rate. From underwriting to closing, all of our processes are handled in-house at our local Overland Park office, which makes it easy to set up a face-to-face meeting with your personal mortgage specialist. In today’s fast-paced real estate market, you have the benefit of a qualified professional with many years of experience to guide you through the process of finding and qualifying for the right home loan that meets your needs and goals.

First Time Home Buyers

Kansas City’s growing job market and great quality of life are attracting many first-time buyers looking to purchase a home in one of the city’s affordable neighborhoods. Buying your first home is an exciting new chapter in your life and also a major decision that will affect your financial situation for years to come. With over 16 years of professional experience, the experts at Golden Oak Lending Kansas City can guide you through purchasing your first home. We assign you your own experienced loan officer who will personally assist you throughout the entire loan process and work to match you with the right loan program that meets your needs, no matter which side of the State Line you reside in. Our local Overland Park office makes it easy to schedule an in-person meeting with your personal mortgage expert to answer any questions you may have. With interest rates near all-time lows, now is the perfect time to buy your dream Kansas City home.

Looking For Home Refinancing?

With interest rates at historic lows, refinancing your home loan with our Kansas City team can lower your monthly payment, get you cash to pay off your expenses, or finance a major life goal like a college education or starting a business. Our personal loan officers work with you to ensure that you get a great low interest rate and a home loan that fits your financial needs and goals. At Golden Oak Lending Kansas City, we work to make your refinancing process as quick and smooth as possible.

Simplifying The Process

Golden Oak Lending in Kansas City has streamlined our loan process to make getting the right loan for your needs quicker and easier than ever. Our personal loan experts do all the work to ensure our Kansas City homeowners have a smooth transition from finding to purchasing their dream home. Plus, if we cannot close your loan, you pay nothing out of pocket. Contact us at our local Overland Park office to find out how you can save money today!

Every Client’s Mortgage is Unique

At Golden Oak Lending Kansas City, we realize that each homeowner has a different circumstance and unique requirements, so our personal mortgage specialists look at every loan individually to help you decide the best loan option for your particular situation. Whether you are looking to purchase a new home or refinance an existing loan, Golden Oak Lending Kansas City can get you the loan you need to tap into the equity in your home, lower your monthly mortgage payment, or even both! Our Kansas City team serves both Kansas and Missouri residents to provide all our KC customers with stable and informative support to help them achieve their homeownership goals.

Why Refinance?

With interest rates at an all-time low , there are number of reasons to refinance:

  • Lower Your Mortgage Payment and/or interest rate
  • Reduce the Term of your current loan
  • Consolidate Debt from multiple credit cards at high interest rates
  • Get Cash Out of your home for the things that you need, such as major home improvements, college expenses, etc.

Don’t wait for interest rates to rise - contact us today at our Kansas City office. It only takes a few minutes to find out if you save money! At Golden Oak Lending Kansas City, we look forward to partnering with you to offer the best rates, combined with exceptional service.

Interest rates are at an all-time low, and the time to call is now!

Contact us today and see how our rates can save you money!