Today's Mortgage Rate:

1.875% Fixed | 2.913% APR

FHA, 20% equity, qualified credit

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A cash out refinance allows you to borrow more than your home loan amount and accept the difference in cash. This allows you access to some of the equity you have accrued to pay for major expenses such as home renovations, college tuition or other high-cost needs.

Benefits of a Cash Out Refinance

Unlike a Home Equity Loan, a cash out loan refinances your existing loan under new terms, so it is not a second mortgage, but a new first mortgage. The benefits of a Cash-Out loan include lower rates and simpler terms, as well as having the cash you need to:

  • Invest in a property or business
  • Pay for major home improvements
  • Pay college tuition
  • Pay off higher-interest-rate credit cards or auto loans

Golden Oak Lending is proud to offer Cash-Out loans at low rates. Our professional experience and hassle-free mortgage process make it easy to get the money you need.

If you're interested in learning how a Cash-Out loan can help you, contact Golden Oak Lending today. It only takes a few minutes to find out if you can save money!

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