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Today’s Mortgage Rate:

3.75% Fixed | APR 4.791%

FHA, 15-year fixed, 10% equity, qualified credit

Enjoy Hassle-Free Mortgage Lending

With big city amenities and affordable living, it is no surprise that St. Louis has a competitive housing market, with many residents looking to purchase a home in one of the area’s numerous family-friendly, tight-knit communities. At Golden Oak Lending St. Louis, our personal loan officers help our customers achieve their financial goals by providing over $1 billion in loan options. Whether you are buying a new home or refinancing an existing loan, our expert and personal service ensures our St. Louis homeowners get the money they need quickly and easily.


The Golden Oak Lending Difference

At Golden Oak Lending St. Louis, our goal is to save you money, so our personal loan officers will provide you with our most current, low fixed mortgage rate. Unlike many other mortgage companies, we constantly monitor our mortgage rates to ensure that we show you our most updated, low interest rates. We understand that in this hot St. Louis housing market, homebuyers value efficiency and transparency more than ever, so we are always up-front about our current interest rates.

From underwriting to closing, your personal loan officer is your sole point of contact and will guide you through finding and qualifying for the right mortgage loan that meets your unique needs. This streamlined process guarantees St. Louis homeowners expert service throughout the home loan process from someone who perfectly understands their particular situation. With competition higher than ever, Golden Oak Lending St. Louis will be your advocate and get you the loan you need for your home-buying or refinancing needs.

First Time Home Buyers

With affordable housing and a great quality of life, St. Louis offers some of the best neighborhoods in which to purchase your first home. At Golden Oak Lending St. Louis, we provide first-time homebuyers with their own personal loan officer who guides them through the entire loan process and makes sure they get aligned with the right loan program for their unique needs at a great low rate. In this strong St. Louis housing market, our 16 years of experience will help you navigate the competitive market and help you secure the correct financing for your first-time home-buying needs.

Looking For Home Refinancing?

St. Louis interest rates are currently near all-time lows, so if you are considering refinancing, now is the time to act! By refinancing your mortgage loan with Golden Oak Lending St. Louis, you can lower your monthly payments, pay off bills, or get the money you need for home improvements or college loans. Our experienced loan officers work with you to determine your needs and find the best loan program with incredible low rates.

Simplifying The Process

With 16 years of experience at Golden Oak Lending St. Louis, we have streamlined our loan process to make getting the best mortgage program for your needs quicker and easier than ever. For our St. Louis homeowners, we do all the work to ensure that they have a smooth and easy transition from finding to purchasing a home in the current competitive market. To find out if you can save money, contact us today!

Every Client’s Mortgage is Unique

Every St. Louis homeowner has different circumstances and needs, so our personal loan experts look at each loan individually to help you decide the best way to address your particular situation. Whether you are looking to refinance or purchase a new home, Golden Oak Lending St. Louis provides you with experienced and informative support to help you achieve your goals.

Why Refinance?

With interest rates at an all-time low , there are number of reasons to refinance:

  • Lower Your Mortgage Payment and/or interest rate
  • Reduce the Term of your current loan
  • Consolidate Debt from multiple credit cards at high interest rates
  • Get Cash Out of your home for the things that you need, such as major home improvements, college expenses, etc.

Don’t wait for interest rates to rise - contact us today at our St. Louis office. It only takes a few minutes to find out if you save money! At Golden Oak Lending St. Louis, we look forward to partnering with you to offer the best rates, combined with exceptional service.

Interest rates are at an all-time low, and the time to call is now!

Contact us today and see how our rates can save you money!