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Today’s Mortgage Rate:

3.75% Fixed | APR 4.791%

FHA, 15-year fixed, 10% equity, qualified credit

Enjoy Hassle-Free Mortgage Lending

At Golden Oak Lending St. Louis, getting the loan that you need has never been easier. Our expert service helps our customers improve their quality of life by providing over $1 billion in loans. We pride ourselves in helping people to get the money they need, when they need it! At Golden Oak Lending St. Louis, it is easier and faster to get the money you need at the best rate, whether you are buying a new home or refinancing.

The Golden Oak Lending Difference

Unlike many other mortgage companies, we show you our updated lowest mortgage rates. We are always up-front about our current interest rates, and we constantly monitor mortgage rates so that our rate immediately reflects the current rate. Our goal is to save you money, so we guarantee the lowest fixed rates you can qualify for.

At Golden Oak Lending, from the underwriting to the closing, all of our processes are done in-house. An experienced Personal Loan Officer will be your advocate for getting you the assistance you need at the lowest possible rate. Your Personal Loan Officer is your sole point of contact for the entire process, so there is no need to retell your story multiple times to different individuals. You have the benefit of an experienced and qualified professional who will guide you through the process of finding and qualifying for the right loan that meets your specific needs.

First Time Home Buyers

The experts at Golden Oak Lending St. Louis can walk you through buying your first home! Interest rates are at an all-time low, so now is the best time to buy the home you’ve been dreaming of. We provide you with your own Personal Loan Officer, who is there to assist you throughout the entire process, and is there to answer any questions that you have, right here in St. Louis. With our experienced St. Louis loan officers, you can get the best possible interest rate for new mortgages that you will qualify for. It is our goal to get you the lowest rate possible, and to match you with the right loan program that suits your needs.

Looking For Home Refinancing?

Interest rates are now at an all-time low. If you’re thinking about refinancing, now is the time to act! Refinance your mortgage loan with Golden Oak Lending St. Louis to help lower your monthly payments, pay off bills, or get the money you need for home improvements or college loans. Our experienced Loan Officers work for you, helping ensure that you get the best possible rates, and that the process goes as quickly as smoothly as possible. At Golden Oak Lending St. Louis, we work to determine your needs and find the best loan program that meets your situation.

Simplifying The Process

All lenders are not created equal. Golden Oak Lending has streamlined our process to make getting the loan you need quicker and easier than ever. We do all the work, you save money! All you need to do is pick up the phone. There’s no obligation. It takes just a few minutes to find out if you save money! If we can’t close your loan, you pay nothing out of pocket - it’s that simple!

Every Client’s Mortgage is Unique

At Golden Oak Lending, we realize that each person has different circumstances and needs, so we look at every loan individually. We’ll help you decide on the best way to address your particular situation, by getting money out of your current home, lowering your current mortgage payment, or both! Whether you’re looking to refinance or purchase a new home, our core focus is to provide stable and informative support that helps you achieve your goals.

Why Refinance?

With interest rates at an all-time low , there are number of reasons to refinance:

  • Lower Your Mortgage Payment and/or interest rate
  • Reduce the Term of your current loan
  • Consolidate Debt from multiple credit cards at high interest rates
  • Get Cash Out of your home for the things that you need, such as major home improvements, college expenses, etc.

Don’t wait for interest rates to rise - contact us today at our St. Louis office. It only takes a few minutes to find out if you save money! At Golden Oak Lending St. Louis, we look forward to partnering with you to offer the best rates, combined with exceptional service.

Interest rates are at an all-time low, and the time to call is now!

Contact us today and see how our rates can save you money!