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Today’s Mortgage Rate:

3.75% Fixed | APR 4.791%

FHA, 15-year fixed, 10% equity, qualified credit

Enjoy Hassle-Free Mortgage Lending

Nestled at the base of Colorado's Rocky Mountains, Denver offers its diverse residents not only a strong economy driven by the expanding job market, but also some of the best outdoor recreation in the country, with many world-renowned ski and snowboarding resorts within drivable distances. For Denver homebuyers looking to settle down in the Mile-High City, Golden Oak Lending's Denver team will find you the best home loan for your financial situation to improve you and your family's quality of life. With years of experienced in the competitive Denver real estate market, our personal loan experts have provided countless clients with the right loan options based on their specific needs. We make it fast and simple to get the home mortgage or refinancing to achieve your goals. With interest rates at near all-time lows, the time to act is now!


The Golden Oak Lending Difference

Unlike many other mortgage companies, Golden Oak Lending shows our Denver borrowers our up-to-date, low mortgage rates. We constantly monitor mortgage interest rates to ensure that our offerings immediately reflect the current rate. Our personal mortgage specialists understand that in Denver's competitive housing market, transparency and efficiency are more important than ever, so we are always up-front about our current low rate. Our goal is always to save our Denver homeowners money!

At Golden Oak Lending Denver, all of our loan processes, from underwriting to closing, are handled in-house. An experienced loan officer will be your personal advocate for getting you the best home loan that fits your specific financial situation at a great low rate. Your personal mortgage specialist is your sole point of contact for the entire process, so there is no need to retell your financial story multiple times to different individuals within the same office. At Golden Oak Lending Denver, you have the benefit of an experienced and qualified professional to guide you through the process of finding and qualifying for the right loan that meets your unique needs. Whether you are a first-time or veteran homebuyer, Golden Oak Lending makes getting the right mortgage a stress-free and quick experience, getting you into your Denver home as soon as possible.

Golden Oak Lending President James Hawkins recently sat down with Gina Belich on KMGH-TV’s Mile High Living program to talk about what sets us apart in the mortgage industry:

Simplifying The Process

All lenders are not created equal, and Golden Oak Lending Denver has streamlined our process with years of experience. Our personal loan experts do all the work to ensure that you save money, and there is no obligation - if we cannot close your loan, you pay nothing out of pocket! Contact us today at our local Denver office to find out how you can save money!

Looking For Home Refinancing?

If you are thinking about refinancing your home loan, now is the time to act! With interest rates near all-time lows, refinancing your mortgage loan with Golden Oak Lending Denver can help lower your monthly payments, pay off your bills, or get you the money you need for major expenses like home improvements or student loans. Our experienced loan officers work to find you the best loan program that meets your financial situation and make the refinancing process as quick and smooth as possible. By refinancing your home loan with Golden Oak Lending Denver, you can save money by enjoying a lower interest rate or better loan option for your specific needs.

First-Time Home Buyers

When Denver's strong economy and excellent quality of life, many first-time homebuyers are choosing to purchase their first home in the Mile-High City. The loan experts at Golden Oak Lending Denver know that buying your first home is an exciting but daunting decision, especially in the competitive Denver real estate market. Our Denver mortgage team walks you through the entire purchasing process, from underwriting to closing, and provides our homebuyers with your own personal mortgage specialist who is available to answer any questions, you have right here in our local Denver office. With many years of experience, Golden Oak Lending knows how to find you a great low interest rate you can qualify for. Our goal is to match you with the right loan program that best suits your financial needs and save your money with low interest rates and low fees.

Every Client’s Mortgage is Unique

At Golden Oak Lending Denver, our mortgage experts realize that each homeowner has different financial circumstances and needs, so your personal loan officer will look at your loan individually to help you decide on the best way to address your particular situation. Denver homeowners can benefit from our personal loan expert's many years of experience when getting money out of your current home, lowering your current mortgage payment, or even both. Whether you are looking to refinance your existing home loan or purchase a new home, our core focus is to provide the stable and informative support that helps our Denver homeowners achieve their personal financial goals.

Why Refinance?

With interest rates at an all-time low , there are number of reasons to refinance:

  • Lower Your Mortgage Payment and/or interest rate
  • Reduce the Term of your current loan
  • Consolidate Debt from multiple credit cards at high interest rates
  • Get Cash Out of your home for the things that you need, such as major home improvements, college expenses, etc.

Don’t wait for interest rates to rise - contact us today at our Denver office. It only takes a few minutes to find out if you save money! At Golden Oak Lending Denver, we look forward to partnering with you to offer the best rates, combined with exceptional service.

Interest rates are at an all-time low, and the time to call is now!

Contact us today and see how our rates can save you money!