With a USDA loan from Golden Oak Lending, qualified Colorado buyers can enjoy homeownership with low rates, 100% financing, and no down payment. Although you may not consider many Colorado neighborhood to be "rural", there are many rural and suburban areas in the Colorado regions that qualify for a USDA loan. The personal loan experts on the Golden Oak Lending team will determine if a USDA loan is the right mortgage for you and will lead you through every step of the process. Call our team today and realize your dream of home ownership in Colorado!
Golden Oak Lending Colorado
Phone: (720) 500-4653
Hours of Operation
Monday - Thursday 8:30 am - 5:30 pm
Friday 8:30 am - 5:00 pm
Advantages of USDA Loans
- No Down Payment Necessary For Colorado homebuyers that have limited cash or would rather save it for other uses, a down payment is not necessary with a USDA loan. By financing 100% of your home, you can keep your cash on hand.
- No Income Dependency USDA loans are perfect for Colorado residents with stable but low to moderate incomes. For many people who are self-employed or work for an hourly wage, a USDA loan provides affordable terms and financing.
- Low Rates and Fees Since USDA loans are backed by the government, eligible Colorado borrowers will enjoy low fixed interest rates and fees. Even for homebuyers with less than perfect credit, USDA loans' private mortgage insurance is very reasonable and offers the option of including closing costs in the loan.
The Golden Oak Lending Difference
Unlike many other mortgage companies, Golden Oak Lending shows our Colorado borrowers our current mortgage interest rates. We constantly monitor mortgage interest rates to ensure that our offerings immediately reflect the current rate. Our personal mortgage specialists understand that in Colorado's competitive housing market, transparency and efficiency are more important than ever, so we are always up-front about our competitive rates. Our goal is always to save Colorado homeowners money!
At Golden Oak Lending, all of our loan processes, from underwriting to closing, are handled in-house. An experienced loan officer will be your personal advocate for getting you the best home loan that fits your specific financial situation. Your personal mortgage specialist is your sole point of contact for the entire process, so there is no need to retell your financial story multiple times to different individuals within the same office. At Golden Oak Lending, you have the benefit of an experienced and qualified professional to guide you through the process of finding and qualifying for the right loan that meets your unique needs. Whether you are a first-time or veteran homebuyer, Golden Oak Lending makes getting the right mortgage a stress-free and quick experience, getting you into your Colorado home as soon as possible.