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Cash-Out Customers Save an Average of $904 Each Month

Corporate Statement: Our main office is located at 11737 Administration Dr., St. Louis, MO 63146. NMLS #114937. JLB Corporation dba Golden Oak Lending is an Equal Housing Lender. We do not engage in any practice that would discriminate against any applicant with respect to any aspect of a credit transaction (1) on the basis of race, color, religion, national origin, sex or marital status, or age (provided the applicant has the capacity to contract); (2) because all or part of the applicant’s income derives from any public assistance program; or (3) because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

Colorado: JLB Corporation dba Golden Oak Lending, NMLS 114937, is Regulated by the Division of Real Estate. Our office is located at 5445 DTC Parkway #1150, Denver, CO 80111.

Florida: JLB Corporation is regulated by the Florida Division of Consumer Finance. License #MLD1617.

Illinois: JLB Corporation dba Golden Oak Lending is an Illinois Residential Mortgage Licensee. License # MB.0006160, NMLS id. 114937. Department of Financial and Professional Regulation, Division of Banking, James R. Thompson Center (JRTC) 100 West Randolph, 9th Floor; Chicago, IL 60601, General Inquiries: (888) 473-4858; Springfield Office Line: (217) 785-2900; Chicago Office Line: (312) 793-7090; TYY: (866) 325-4949.  For licensing information, go to: www.nmlsconsumeraccess.org

COMMUNITY REINVESTMENT NOTICE: The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.

Indiana: JLB Corporation dba Golden Oak Lending is regulated by the Indiana Department of Financial Institutions. First Lien Mortgage Lending License # 32254.

Kansas: JLB Corporation dba Golden Oak Lending is a Kansas licensed mortgage company. Loan License # MC.0001766. Our office is located at 8595 College Boulevard #160, Kansas City, KS 66210.

Kentucky: JLB Corporation dba Golden Oak Lending - License # MC735302.

Milwaukee: JLB Corporation dba Golden Oak Lending is regulated by the Wisconsin Department of Financial Institutions, Division of Banking. License # 114937BA, # 114937BR. Our office is located at 200 South Executive Drive, Suite 101, Brookfield, WI 53005

Minnesota: JLB Corporation dba Golden Oak Lending is regulated by the Financial Institutions Division of the Minnesota Department of Commerce.

Missouri: Our office is located at 11737 Administration Dr., St. Louis, MO 63146. License # 114937

North Carolina: JLB Corporation dba Golden Oak Lending - License # L-202524.

Ohio: Our Branch office is located at 5151 Pfeiffer Road, Suite 210, Blue Ash, OH 45242

Oklahoma: JLB Corporation dba Golden Oak Lending - License # MLO12821, ML12833.

Oregon: JLB Corporation dba Golden Oak Lending, License # ML-5575. Our office is located at 4800 Meadows Road, Suite 135, Lake Oswego, OR 97035.

Pennsylvania: JLB Corporation dba Golden Oak Lending is licensed by the Pennsylvania Department of Banking. License # 38321. Our office is located at 2009 MacKenzie Way, Suite 320, Cranberry Township, PA 16066.

Tennessee: JLB Corporation dba Golden Oak Lending is regulated by the Tennessee Department of Financial Institutions. License # 129903. Our office is located at 15 Century Blvd, Suite 301, Nashville, TN 37214.

Utah: JLB Corporation dba Golden Oak Lending - License # 12478494.

Washington: JLB Corporation dba Golden Oak Lending is regulated by the Department of Financial Institutions. Consumer Loan Company License # CL-114937.

Consumers may visit the Nationwide Multistate Licensing System and Registry's Consumer Access website located at www.nmlsconsumeraccess.org