At Golden Oak Lending, we offer Colorado veterans and qualified military members competitive mortgage interest rates for their VA loan. With low payments, flexible terms, and fewer requirements, a VA loan can help many of Colorado's active and retired military personnel purchase a home in the current competitive and expensive housing market at terms that work for their financial situation and needs. With many years of experience, your personal loan expert will guide you through the VA loan process and give you the confidence you need to purchase your home. If you are a veteran or active military member in Colorado, call our team of mortgage experts today to learn how this exclusive loan can save you money on your monthly mortgage payment - possibly thousands of dollars a year or more. At Golden Oak Lending, we thank our veterans and active military members and their families for their service to our country. We want to help you get in the best financial situation possible, and a VA loan is a great opportunity - You Have Earned It!
Golden Oak Lending Colorado
Phone: (720) 500-4653
Hours of Operation
Monday - Thursday 8:30 am - 5:30 pm
Friday 8:30 am - 5:00 pm
Advantages of VA Loans
- Low Payments Conventional home loans with a down payment less than 20% require homeowners to pay private mortgage insurance (PMI), which can add a substantial amount considering the high home prices in many Colorado neighborhoods. However, a VA loan does not require homeowners to pay PMI since the loan is backed by the government.
- No Money Down With VA loans, qualified military members do not have to apply a down payment on the home, which lets you keep more cash for your personal and financial goals.
- Refinancing Made Easy The VA Streamline Refinancing Program allows Colorado military members to refinance their current home loans with competitive interest rates and fewer fees. With less stringent income and credit requirements, it is easier to qualify for this exclusive veteran benefit.
- Flexible Rate Options VA loans are available as a fixed-rate or adjustable-rate mortgage, so veteran homeowners can choose the rate that best suits your particular situation.
The Golden Oak Lending Difference
Unlike many other mortgage companies, Golden Oak Lending shows our Colorado borrowers our current mortgage interest rates. We constantly monitor mortgage interest rates to ensure that our offerings immediately reflect the current rate. Our personal mortgage specialists understand that in Colorado's competitive housing market, transparency and efficiency are more important than ever, so we are always up-front about our competitive rates. Our goal is always to save Colorado homeowners money!
At Golden Oak Lending, all of our loan processes, from underwriting to closing, are handled in-house. An experienced loan officer will be your personal advocate for getting you the best home loan that fits your specific financial situation. Your personal mortgage specialist is your sole point of contact for the entire process, so there is no need to retell your financial story multiple times to different individuals within the same office. At Golden Oak Lending, you have the benefit of an experienced and qualified professional to guide you through the process of finding and qualifying for the right loan that meets your unique needs. Whether you are a first-time or veteran homebuyer, Golden Oak Lending makes getting the right mortgage a stress-free and quick experience, getting you into your Colorado home as soon as possible.