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Cash-Out Customers Save an Average of $1,114 Each Month

Colorado New Home Loans

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We Speak Mortgage®… and Love Translating it for You!

Colorado's rich outdoor lifestyle, growing job market, intriguing communities, and strong education system have consistently made it one of the highest ranked cities to live in and have attracted a diverse population of people and cultures. Driven by the economic growth, the Colorado housing market has boomed in recent years with many out-of-state families transplanting to Colorado. For first-time homebuyers, the process of buying your first home can be an overwhelming and intimidating experience. This is a big, life-changing decision for many, and our mortgage team is here to guide you through this decision-marking process to align you with the best home loan for your specific financial needs.

With a variety of loan options to choose from, all with differing requirements and guidelines, our team will assist with any questions, concerns, and needs you might have from start to finish. There are loans available specifically for first-time homebuyers, veterans and military personnel, and for those living in rural and suburban areas. Some loans have no or low down payments, flexible income and credit requirements, or are backed by the government. Because of the numerous loan options available, there are many things first-time borrowers need to know before purchasing a Colorado home, because one wrong decision could negatively affect your long-term financial plans.

New Home Loans

Golden Oak Lending offers you a competitive mortgage interest rate, a hassle-free loan process, and quality customer service for new home loans. We provide a variety of both government-backed and conventional home loans to ensure that we offer the best loan to benefit any type of Colorado homebuyer. Though many first-time borrowers qualify for several different kinds of loans, it can be difficult to understand the many requirements and guidelines, let alone pick the right home loan that will save you the most money.

Golden Oak Lending Colorado

Phone: (720) 500-4653

Hours of Operation
Monday - Thursday 8:30 am - 5:30 pm
Friday 8:30 am - 5:00 pm

License #114937

We Speak Mortgage®

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The Golden Oak Lending Difference

At Golden Oak Lending, our first-time homebuyers are assigned a personal loan officer, who will not only determine the best loan option for your specific financial needs and personal goals, but will also guide you through the entire loan process from underwriting, closing, and funding. We know how important it is to have a personal connection to our clients, so your personal mortgage specialist will work hard not only to save you money by helping you find a competitive rate that you qualify for, but also to ensure that you receive excellent customer service for a stress-free experience. Call Golden Oak Lending to learn more about our new home loans and start the process of buying your dream home in the Mile-High City today!

Contact Us Today and See How We Can Save You Money!

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"I can cover a down payment and am looking for a fixed rate mortgage loan."

"I currently own a home but would like to refinance my loan to improve my interest rate or adjust my mortgage terms."

"I currently own a home that has equity and would like to get cash out for updating my home or consolidating higher interest debt. (like credit cards)."

"I am interested in putting the minimum payment down on a home."

"I am looking to purchase a home and would like to shop with confidence based upon what I can afford."

"I am currently serving or have served in the U.S. military and wish to purchase a home with flexibility on down payment, mortgage insurance and credit score."

"I have excellent credit and am looking for a home loan option to help acquire a larger, more expensive home."

"I am looking to purchase a home in a rural area."

"I have equity in my current home and would like to use its equity for larger purchases, home renovations or paying down higher interest debt."

"I would like to purchase a new home and would like to learn about my borrowing options."

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