For the thousands of veterans living in Pittsburgh, VA home loans can help veterans, qualified military personnel and their families purchase or refinance their home. As government-backed loans, Veterans Affairs loans are a popular choice among veteran borrowers because the program offers lenient eligibility requirements and big financial savings. Available as either fixed-rate or adjustable rate, VA loans have saved Pittsburgh veterans and active military thousands of dollars each year.
VA Loans with Golden Oak
If you are active military personnel or a veteran looking to purchase or refinance a home in the Pittsburgh area, a VA loan could be a great option for you to consider. With lower mortgage payments, better financing terms, and more flexibility, eligible individuals can buy and keep their dream home with fewer costs. At Golden Oak Lending Pittsburgh, our loan experts will guide you through your mortgage process and ensure that you have a smooth transition from underwriting to closing. If you are a veteran or an active military member in Pittsburgh, contact Golden Oak Lending Pittsburgh today to find out how much this exclusive benefit could save you - you have earned this VA loan!
At Golden Oak Lending, from the underwriting to the closing, all of our processes are done in-house. An experienced Personal Loan Officer will be your advocate for getting you the assistance you need at the lowest possible rate. Your Personal Loan Officer is your sole point of contact for the entire process, so there is no need to retell your story multiple times to different individuals. You have the benefit of an experienced and qualified professional who will guide you through the process of finding and qualifying for the right loan that meets your specific needs.
Golden Oak Lending Pennsylvania
2009 MacKenzie Way, Suite 320
Cranberry Township, PA 16066
Phone: (724) 779-4653
Hours of Operation
Monday - Thursday 8:30 am - 5:30 pm
Friday 8:30 am - 5:00 pm
Saturday 9:00 am - 4:00 pm
Advantages of VA Loans for Qualified Individuals
- Fewer Qualifying Restrictions Unlike conventional home loans that have many borrower restrictions, VA loans have lower eligibility requirements including no minimum credit score and flexible income and debt guidelines. This means that local Pittsburgh veterans or active military personnel who might not qualify for a conventional home loan could secure a VA loan.
- Lower Monthly Payments Typically, borrowers who do not put 20% or more toward the down payment of their home are required to pay a PMI or private mortgage insurance. However, VA loans do not require this fee, saving veteran homeowners money every month on their mortgage payments.
- No Money Down A major benefit of VA loans is that they do not require veterans to put any money down. This allows qualified individuals to finance up to 100% of the value of their homes.
- Easy Refinancing For Pittsburgh veterans and active military personnel looking to refinance their home at a lower rate, the VA Streamline Loan Program has few fees and no appraisal or income requirements. With its flexible guidelines, a VA Loan offers a great mortgage refinancing option for Pittsburgh residents that are currently serving or have served.
Contact Us Today and See How We Can Save You Money!
Conventional Home Loans
"I can cover a down payment and am looking for a fixed rate mortgage loan."
"I currently own a home but would like to refinance my loan to improve my interest rate or adjust my mortgage terms."
"I currently own a home that has equity and would like to get cash out for updating my home or consolidating higher interest debt. (like credit cards)."
"I am interested in putting the minimum payment down on a home."
"I am looking to purchase a home and would like to shop with confidence based upon what I can afford."
"I am currently serving or have served in the U.S. military and wish to purchase a home with flexibility on down payment, mortgage insurance and credit score."
"I have excellent credit and am looking for a home loan option to help acquire a larger, more expensive home."
"I am looking to purchase a home in a rural area."
Home Equity Loan
"I have equity in my current home and would like to use its equity for larger purchases, home renovations or paying down higher interest debt."
New Home Loans
"I would like to purchase a new home and would like to learn about my borrowing options."