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Unlike government-backed loans, conventional home loans follow Fannie Mae and Freddie Mac standards, which require stricter guidelines and have firmer rules. For Pittsburgh homeowners that qualify, however, these loans offer many financial benefits, like fixed rates and a low down payment. With Pittsburgh's housing market on the rise, conventional loans are a popular choice among prospective homeowners, making up 60% of all current home loans.
Home Loans with Golden Oak
Golden Oak Lending Pittsburgh offers conventional home loans at competitive interest rates, leading to reasonable, fixed monthly payments. Our personal loan officers will work with you to determine your eligibility and secure the best mortgage rate for your loan. With years of expertise, Golden Oak Lending Pittsburgh knows how to navigate this competitive Pittsburgh housing market and will get you in your Pittsburgh home quickly and effortlessly. Call or contact us today.
At Golden Oak Lending, from the underwriting to the closing, all of our processes are done in-house. An experienced Personal Loan Officer will be your advocate for getting you the assistance you need at the lowest possible rate. Your Personal Loan Officer is your sole point of contact for the entire process, so there is no need to retell your story multiple times to different individuals. You have the benefit of an experienced and qualified professional who will guide you through the process of finding and qualifying for the right loan that meets your specific needs.
Golden Oak Lending Pennsylvania
2009 MacKenzie Way, Suite 320
Cranberry Township, PA 16066
Phone: (724) 779-4653
Hours of Operation
Monday - Thursday 8:30 am - 5:30 pm
Friday 8:30 am - 5:00 pm
Saturday 9:00 am - 4:00 pm
Advantages of Conventional Home Loans
- Competitive, Fixed Rates Consistent loan amounts each month allow you to plan your spending. With any mortgage savings, you can reinvest in your home with major improvements, fund your financial goals, or save it for a “rainy day”.
- Less Paperwork Unlike government-backed loans, conventional home loans require fewer regulations and less paperwork while still allowing homeowners to choose flexible terms. This creates an efficient and straightforward approval process that could be the deciding factor in the purchase of your Pittsburgh home.
- Refinancing Options Refinancing an existing mortgage using a conventional home loan will save Pittsburgh homeowners money by offering them a competitive fixed mortgage rate for the remainder of their mortgage.
- Lower Down Payments Conventional home loans can include a low down payment, allowing you to save even more money.
Contact Us Today and See How We Can Save You Money!
Conventional Home Loans
"I can cover a down payment and am looking for a fixed rate mortgage loan."
"I currently own a home but would like to refinance my loan to improve my interest rate or adjust my mortgage terms."
"I currently own a home that has equity and would like to get cash out for updating my home or consolidating higher interest debt. (like credit cards)."
"I am interested in putting the minimum payment down on a home."
"I am looking to purchase a home and would like to shop with confidence based upon what I can afford."
"I am currently serving or have served in the U.S. military and wish to purchase a home with flexibility on down payment, mortgage insurance and credit score."
"I have excellent credit and am looking for a home loan option to help acquire a larger, more expensive home."
"I am looking to purchase a home in a rural area."
Home Equity Loan
"I have equity in my current home and would like to use its equity for larger purchases, home renovations or paying down higher interest debt."
New Home Loans
"I would like to purchase a new home and would like to learn about my borrowing options."