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Cash-Out Customers Save an Average of $1,114 Each Month

Pittsburgh USDA Loans

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Backed by the United States Department of Agriculture, the USDA's rural development program offers USDA loans for qualified individuals living in eligible rural and suburban areas. With many attractive terms like no down payments and low fixed rates, borrowers can experience home ownership at an affordable price that works for them. While the program originally targeted Americans living in rural areas and agricultural markets, the program has now expanded to include rural and suburban parts of the Pittsburgh region, allowing you to own a home away from the hustle and bustle of the city.

USDA Loans with Golden Oak

As a USDA-approved lender, Golden Oak Lending Pittsburgh can help many homeowners in suburban and rural Pittsburgh areas get their USDA loan. At Golden Oak Lending Pittsburgh, you will receive your own personal loan officer who will not only secure your USDA loan but also guide you through the entire loans process and answer any questions. Visit us today in our local Cranberry Township office!

At Golden Oak Lending, from the underwriting to the closing, all of our processes are done in-house. An experienced Personal Loan Officer will be your advocate for getting you the assistance you need at the lowest possible rate. Your Personal Loan Officer is your sole point of contact for the entire process, so there is no need to retell your story multiple times to different individuals. You have the benefit of an experienced and qualified professional who will guide you through the process of finding and qualifying for the right loan that meets your specific needs.

Golden Oak Lending Pennsylvania

2009 MacKenzie Way, Suite 320
Cranberry Township, PA 16066

Phone: (724) 779-4653

Hours of Operation
Monday - Thursday 8:30 am - 5:30 pm
Friday 8:30 am - 5:00 pm
Saturday 9:00 am - 4:00 pm

License #38321.001

Advantages of USDA Loans
  • Competitive Interest Rates USDA loans offer rock-bottom rates for both 15- and 30-year mortgage loans.
  • Low Income is Not a Problem USDA loans were originally designed for low- and middle-income borrowers, so no minimum employment history is required, as long as a stable income is found. This makes USDA loans a particularly attractive option for self-employed Pittsburgh residents.
  • No Down Payment With no down payment requirements, Pittsburgh home buyers with limited cash on hand can finance 100% of the cost of their home using a USDA loan.
  • Lenient Requirements For recent college graduates or recently employed Pittsburgh residents, USDA loans are a great option because they accept imperfect credit and higher debt ratios.

Contact Us Today and See How We Can Save You Money!

"I can cover a down payment and am looking for a fixed rate mortgage loan."

"I currently own a home but would like to refinance my loan to improve my interest rate or adjust my mortgage terms."

"I currently own a home that has equity and would like to get cash out for updating my home or consolidating higher interest debt. (like credit cards)."

"I am interested in putting the minimum payment down on a home."

"I am looking to purchase a home and would like to shop with confidence based upon what I can afford."

"I am currently serving or have served in the U.S. military and wish to purchase a home with flexibility on down payment, mortgage insurance and credit score."

"I have excellent credit and am looking for a home loan option to help acquire a larger, more expensive home."

"I am looking to purchase a home in a rural area."

"I have equity in my current home and would like to use its equity for larger purchases, home renovations or paying down higher interest debt."

"I would like to purchase a new home and would like to learn about my borrowing options."

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