FHA Loans with Golden Oak
Golden Oak Lending Pittsburgh is an FHA-approved lender that offers competitive interest rates. Our mortgage specialists understand the Pittsburgh housing market and will efficiently help you find the best home loan for your unique needs so that you can purchase a home at a rate that works for you. Call or contact Golden Oak Lending Pittsburgh today to find out how you can apply for an FHA loan.
At Golden Oak Lending, from the underwriting to the closing, all of our processes are done in-house. An experienced Personal Loan Officer will be your advocate for getting you the assistance you need at the lowest possible rate. Your Personal Loan Officer is your sole point of contact for the entire process, so there is no need to retell your story multiple times to different individuals. You have the benefit of an experienced and qualified professional who will guide you through the process of finding and qualifying for the right loan that meets your specific needs.
Golden Oak Lending Pennsylvania
2009 MacKenzie Way, Suite 320
Cranberry Township, PA 16066
Phone: (724) 779-4653
Hours of Operation
Monday - Thursday 8:30 am - 5:30 pm
Friday 8:30 am - 5:00 pm
Saturday 9:00 am - 4:00 pm
Advantages of FHA Loans
- 3.5% Down Payment For first-time home buyers who cannot afford to put a lot of money down, FHA loans require only 3.5% of the home’s purchase price as a minimum down payment. This low percentage makes home ownership possible for many first-time Pittsburgh homeowners and Pittsburgh residents who require a more affordable down payment.
- Low Costs Because FHA loans are backed by the government, interest rates are competitive, making payments easier for borrowers of all income levels. While buyers will pay for mortgage insurance, a lower monthly mortgage payment and reasonable closing costs ensure that first-time homeowners save money with FHA loans.
- Flexible Requirements FHA loans are designed to make home loans more accessible and affordable to home buyers of all incomes. With accommodating credit requirements and flexible income obligations, FHA loans allow more Pittsburgh residents to purchase a home with guidelines that work for them.
- A Quicker Loan Process Since Pittsburgh is one of the nation’s strongest real estate markets, any advantage that gives home buyers an edge over the competition is crucial. Since FHA loans are government-backed, borrowers are able to quickly qualify for a mortgage when they find a house, saving them precious time that could be the deciding factor in whether or not they get their dream home.