Veterans Affairs, or VA loans, offer flexible guidelines and major financial savings for qualified veterans, active military personnel, and their families. Government-backed VA loans have helped many of the thousands of Kansas City veterans purchase or refinance their home at a low fixed or adjustable rate that works for their needs.
VA Loans with Golden Oak
Those who serve – deserve. At Golden Oak Lending Kansas City, our expert lenders work to provide active and retired military personnel low, fixed-rate VA loans with very low fees. Our 16 years in the Kansas City real estate market have given us the experience and knowledge needed to secure a VA loan that works for your unique situation and allows you to buy your Kansas City dream home. If you are a veteran or active military member in Kansas City, call or contact us today to learn how this exclusive benefit could save you money. You have earned this VA loan!
At Golden Oak Lending, from the underwriting to the closing, all of our processes are done in-house. An experienced Personal Loan Officer will be your advocate for getting you the assistance you need at the lowest possible rate. Your Personal Loan Officer is your sole point of contact for the entire process, so there is no need to retell your story multiple times to different individuals. You have the benefit of an experienced and qualified professional who will guide you through the process of finding and qualifying for the right loan that meets your specific needs.
Golden Oak Lending Kansas
8595 College Boulevard, Suite 160
Overland Park, KS 66201
Phone: (913) 890-4653
Hours of Operation
Monday - Thursday 8:30 am - 5:30 pm
Friday 8:30 am - 5:00 pm
Saturday 9:00 am - 4:00 pm
License # MC.0001766
Advantages of VA Loans for Qualified Individuals
- VA Streamline Refinancing Program With minimal fees, no income requirements, and no appraisal necessary, the VA Streamline Refinancing Program offers a quick path for Kansas City veteran homeowners looking to refinance their home at a lower, more affordable rate.
- Flexible Eligibility Requirements As government-backed loans, VA loans have more lenient qualification requirements. With no minimum credit score and flexible income and debt guidelines, VA loans allow Kansas City veterans and active-duty military personnel that may not qualify for other loan options to secure an affordable home loan.
- 100% Financing For active military members who move frequently, VA loans are an excellent option because they do not require you to put any money down when buying your Kansas City home, so you can finance 100% of the purchase price.
- No PMI Requirements Typically, a loan with less than 20% down payment requires PMI, or private mortgage insurance, that is an additional fee added to each monthly mortgage payment. VA loans, however, do not require PMIs, which can save qualified Kansas City veterans or active military personnel thousands each year.
Contact Us Today and See How We Can Save You Money!
Conventional Home Loans
"I can cover a down payment and am looking for a fixed rate mortgage loan."
"I currently own a home but would like to refinance my loan to improve my interest rate or adjust my mortgage terms."
"I currently own a home that has equity and would like to get cash out for updating my home or consolidating higher interest debt. (like credit cards)."
"I am interested in putting the minimum payment down on a home."
"I am looking to purchase a home and would like to shop with confidence based upon what I can afford."
"I am currently serving or have served in the U.S. military and wish to purchase a home with flexibility on down payment, mortgage insurance and credit score."
"I have excellent credit and am looking for a home loan option to help acquire a larger, more expensive home."
"I am looking to purchase a home in a rural area."
Home Equity Loan
"I have equity in my current home and would like to use its equity for larger purchases, home renovations or paying down higher interest debt."
New Home Loans
"I would like to purchase a new home and would like to learn about my borrowing options."