skip to main content
Today’s Mortgage Rate:

3.75% Fixed | APR 4.791%

FHA, 15-year fixed, 10% equity, qualified credit

Veterans Affairs, or VA loans, offer flexible guidelines and major financial savings for qualified veterans, active military personnel, and their families. Government-backed VA loans have helped many of the thousands of Kansas City veterans purchase or refinance their home at a low fixed or adjustable rate that works for their needs.

Advantages of VA Loans

  • VA Streamline Refinancing Program With minimal fees, no income requirements, and no appraisal necessary, the VA Streamline Refinancing Program offers a quick path for Kansas City veteran homeowners looking to refinance their home at a lower, more affordable rate.
  • Flexible Eligibility Requirements As government-backed loans, VA loans have more lenient qualification requirements. With no minimum credit score and flexible income and debt guidelines, VA loans allow Kansas City veterans and active-duty military personnel that may not qualify for other loan options to secure an affordable home loan.
  • 100% Financing For active military members who move frequently, VA loans are an excellent option because they do not require you to put any money down when buying your Kansas City home, so you can finance 100% of the purchase price.
  • No PMI Requirements Typically, a loan with less than 20% down payment requires PMI, or private mortgage insurance, that is an additional fee added to each monthly mortgage payment. VA loans, however, do not require PMIs, which can save qualified Kansas City veterans or active military personnel thousands each year.

VA Loans with Golden Oak Lending Kansas City

Those who serve – deserve. At Golden Oak Lending Kansas City, our expert lenders work to provide active and retired military personnel low, fixed-rate VA loans with very low fees. Our 16 years in the Kansas City real estate market have given us the experience and knowledge needed to secure a VA loan that works for your unique situation and allows you to buy your Kansas City dream home. If you are a veteran or active military member in Kansas City, call or contact us today to learn how this exclusive benefit could save you money. You have earned this VA loan!

Interest rates are at an all-time low, and the time to call is now!

Contact us today and see how our rates can save you money!