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With current interest rates, there has never been a better time to consolidate higher interest debt by refinancing your existing home mortgage. Kansas City homeowners have the option of switching to a 10, 15, or 30-year fixed interest rate through refinancing, giving them a set monthly mortgage payment for the remaining duration of their loan. With the many financial benefits, refinancing is a popular option among Kansas City homeowners, who can reinvest their savings into achieving their personal and financial goals.
Home Refinancing with Golden Oak
At our Kansas City office, your mortgage specialist will be your partner in the refinancing process. Our personalized service ensures that you are not only getting a competitive fixed interest rate, but also getting terms that work best for your financial situation and future goals. A growing number of Kansas City homeowners are choosing to take advantage of the many financial benefits of refinancing, so contact us today to start your home refinancing process right away!
At Golden Oak Lending, from the underwriting to the closing, all of our processes are done in-house. An experienced Personal Loan Officer will be your advocate for getting you the assistance you need at the lowest possible rate. Your Personal Loan Officer is your sole point of contact for the entire process, so there is no need to retell your story multiple times to different individuals. You have the benefit of an experienced and qualified professional who will guide you through the process of finding and qualifying for the right loan that meets your specific needs.
Golden Oak Lending Kansas
8595 College Boulevard, Suite 160
Overland Park, KS 66201
Phone: (913) 890-4653
Hours of Operation
Monday - Thursday 8:30 am - 5:30 pm
Friday 8:30 am - 5:00 pm
Saturday 9:00 am - 4:00 pm
Advantages of Home Refinancing
- Save Money with Lower Interest Rates By consolidating higher interest debt, Kansas City homeowners can get the relief they need to building financial stability through refinancing, which may lower monthly payments while continuing to build equity in their homes.
- Free Up Funds By saving money through refinancing, Kansas City homeowners can free up funds for debt consolidation, major home improvement projects, college tuition, or other large financial expenses.
- Shorten the Term of Your Mortgage Homeowners that have increased financial stability since originally setting the terms of their mortgage can reduce the term of their home loan through refinancing. While shortening the duration of the loan will increase monthly mortgage payments, Kansas City homeowners that choose to do this pay less interest than longer-term loans.
Contact Us Today and See How We Can Save You Money!
Conventional Home Loans
"I can cover a down payment and am looking for a fixed rate mortgage loan."
"I currently own a home but would like to refinance my loan to improve my interest rate or adjust my mortgage terms."
"I currently own a home that has equity and would like to get cash out for updating my home or consolidating higher interest debt. (like credit cards)."
"I am interested in putting the minimum payment down on a home."
"I am looking to purchase a home and would like to shop with confidence based upon what I can afford."
"I am currently serving or have served in the U.S. military and wish to purchase a home with flexibility on down payment, mortgage insurance and credit score."
"I have excellent credit and am looking for a home loan option to help acquire a larger, more expensive home."
"I am looking to purchase a home in a rural area."
Home Equity Loan
"I have equity in my current home and would like to use its equity for larger purchases, home renovations or paying down higher interest debt."
New Home Loans
"I would like to purchase a new home and would like to learn about my borrowing options."