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Today’s Mortgage Rate:

3.75% Fixed | APR 4.791%

FHA, 15-year fixed, 10% equity, qualified credit

USDA loans are government-backed loans available to homebuyers in rural areas nationwide. With flexible requirements such as low interest rates and 100% financing, USDA loans are the perfect option for St. Louis residents looking to purchase homes in many of the suburban and rural areas surrounding St. Louis.

Advantages of USDA Loans

  • Low Income Homeowners Are Welcome USDA loans have many qualification requirements that are perfect for lower and middle-income homeowners. With no minimum employment history as long as there is stable income, these loans are an attractive option for self-employed St. Louis residents. Also, with higher debt ratios and average credit scores allowed, many recent college graduates and recently employed individuals qualify for a USDA loan.
  • Zero Down Payment For St. Louis residents with limited cash on hand, a USDA loan offers no down payments and 100% financing.
  • Low Interest Rates Regardless of whether you put a down payment on a home, a USDA loan provides homeowners with a low interest rate for both 15-year and 30-year mortgages.

USDA Loans with Golden Oak Lending St. Louis

With many eligible St. Louis homes in both suburban and rural areas, our loan experts can help you determine whether your potential home qualifies you to take advantage of the USDA loan’s many financial benefits. We will work with you every step of way to make sure you can buy the home you have always wanted. Call or contact Golden Oak Lending St. Louis today.

Interest rates are at an all-time low, and the time to call is now!

Contact us today and see how our rates can save you money!