Veterans Affairs loans, commonly referred to as VA loans, help both active-duty military and veterans secure affordable home loans. With thousands of veterans living in the Greater St. Louis area, VA loans can help many local veterans purchase a home.
VA Loans with Golden Oak
With competitive rates and the best customer service, Golden Oak Lending St. Louis will guide you through your VA loan process. As a St. Louis veteran, you will have full access to an experienced loan specialist who will complete and approve your VA loan quickly, so you can enjoy your new home as soon as possible. If you are a veteran or an active military member in the St. Louis area, call or contact us today: you have earned this VA loan!
At Golden Oak Lending, from the underwriting to the closing, all of our processes are done in-house. An experienced Personal Loan Officer will be your advocate for getting you the assistance you need at the lowest possible rate. Your Personal Loan Officer is your sole point of contact for the entire process, so there is no need to retell your story multiple times to different individuals. You have the benefit of an experienced and qualified professional who will guide you through the process of finding and qualifying for the right loan that meets your specific needs.
Golden Oak Lending Missouri
11737 Administration Drive, Suite 100
St. Louis, MO 63146
Phone: (314) 567-4653
Hours of Operation
Monday - Thursday 8:30 am - 5:30 pm
Friday 8:30 am - 5:00 pm
Saturday 9:00 am - 4:00pm
Advantages of VA Loans for Qualified Individuals
- No Down Payment VA loans do not require a down payment, allowing St. Louis veterans to finance up to 100% of the complete purchase price.
- No PMI Payment Private Mortgage Insurance, or PMI, is a common form of payment on some home loans that can increase the monthly mortgage payments. VA loans, however, do not include PMI payments, allowing veterans to save even more money.
- Flexible Financial Guidelines Since VA loans are backed by the government, they have fewer restrictions than other home loans. There is no minimum credit score for veteran homeowners, and they enjoy more flexible guidelines on income and debt.
- Refinancing Options St. Louis veterans and military personnel that have existing home loans can use the VA loan to refinance their existing home at a lower, fixed rate.