We Speak Mortgage®… and Love Translating it for You!
Whether you want to capitalize on current interest rates, lengthen the term of your loan, or cash in on your improved credit score, there are many reasons St. Louis homeowners choose to refinance. By refinancing a current home loan, homeowners can reduce their monthly mortgage payments and use their savings for home improvement projects, college tuition, or large purchases.
Home Refinancing with Golden Oak
Every home mortgage refinance is unique. Our experienced loan officers are here to efficiently navigate you through the home loan refinancing process. With a dedicated loan expert assisting throughout this process, St. Louis homeowners can enjoy a stress-free experience because we are working hard to get you the lowest rate possible and save you money. Call Golden Oak Lending St. Louis today and make your finances work for you.
At Golden Oak Lending, from the underwriting to the closing, all of our processes are done in-house. An experienced Personal Loan Officer will be your advocate for getting you the assistance you need for your lending needs. Your Personal Loan Officer is your sole point of contact for the entire process, so there is no need to retell your story multiple times to different individuals. You have the benefit of an experienced and qualified professional who will guide you through the process of finding and qualifying for the right loan that meets your specific needs.
Golden Oak Lending Missouri
11737 Administration Drive
St. Louis, MO 63146
Phone: (314) 567-4653
Hours of Operation
Monday - Thursday 8:30 am - 5:30 pm
Friday 8:30 am - 5:00 pm
Saturday 9:00 am - 4:00pm
Advantages of Home Refinancing
- Switch to a Competitive Interest Rate Refinancing allows St. Louis homeowners with other higher interest debt to reduce their monthly mortgage payments and quickly build equity in their home.
- Reduce the Term of Your Loan For homeowners with financial stability, reducing the term of your loan will lead to a lower interest payment in the long-term.
- Achieve Your Financial Goals St. Louis homeowners can use the cash they saved by refinancing their existing home loans to consolidate their debt, pay for larger expenses, or achieve their other financial goals.
Contact Us Today and See How We Can Save You Money!
Conventional Home Loans
"I can cover a down payment and am looking for a fixed rate mortgage loan."
"I currently own a home but would like to refinance my loan to improve my interest rate or adjust my mortgage terms."
"I currently own a home that has equity and would like to get cash out for updating my home or consolidating higher interest debt. (like credit cards)."
"I am interested in putting the minimum payment down on a home."
"I am looking to purchase a home and would like to shop with confidence based upon what I can afford."
"I am currently serving or have served in the U.S. military and wish to purchase a home with flexibility on down payment, mortgage insurance and credit score."
"I have excellent credit and am looking for a home loan option to help acquire a larger, more expensive home."
"I am looking to purchase a home in a rural area."
Home Equity Loan
"I have equity in my current home and would like to use its equity for larger purchases, home renovations or paying down higher interest debt."
New Home Loans
"I would like to purchase a new home and would like to learn about my borrowing options."