Home Loans with Golden Oak
At Golden Oak Lending St. Louis, our mortgage experts efficiently determine your eligibility, guide you through the conventional loan process, and lock in your mortgage interest rate. With the financial savings, you will be able to enjoy your St. Louis home in no time and for a long time! Call or contact us today.
At Golden Oak Lending, from the underwriting to the closing, all of our processes are done in-house. An experienced Personal Loan Officer will be your advocate for getting you the assistance you need at the lowest possible rate. Your Personal Loan Officer is your sole point of contact for the entire process, so there is no need to retell your story multiple times to different individuals. You have the benefit of an experienced and qualified professional who will guide you through the process of finding and qualifying for the right loan that meets your specific needs.
Golden Oak Lending Missouri
11737 Administration Drive, Suite 100
St. Louis, MO 63146
Phone: (314) 567-4653
Hours of Operation
Monday - Thursday 8:30 am - 5:30 pm
Friday 8:30 am - 5:00 pm
Saturday 9:00 am - 4:00pm
Advantages of Conventional Home Loans
- Fixed Interest Rates A competitive, fixed interest rate guarantees that your mortgage payments will be the same favorable amount each month.
- Faster Approval Process Since conventional home loans are not government-backed, there is less paperwork, resulting in a smoother and quicker loan process. In a hot housing market like St. Louis, a speedy approval process could be the deciding factor in securing your new home.
- Low Down Payment With a conventional loan’s low down payment, you can spend your extra savings on home improvements, debt consolidation, or even keep it for future use.
- Refinancing an Existing Loan Because you will be locked into a fixed rate, conventional home loans are a good option for those St. Louis homeowners looking to refinance an existing FHA, USDA, VA, or an adjustable loan.