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A cash-out loan allows St. Louis homeowners to refinance their existing home loan under new terms for more than is currently owed and accept the difference in cash. Because of the many immediate financial benefits, a growing number of St. Louisans are choosing to refinance their current mortgages with cash-out loans.
Cash-Out Loans with Golden Oak
With decades years of professional experience, Golden Oak Lending's streamlined mortgage process makes it easy for St. Louis homeowners to refinance their existing home loans at a great competitive interest rate. Contact us today to learn how a cash-out loan can help you achieve your financial goals!
At Golden Oak Lending, from the underwriting to the closing, all of our processes are done in-house. An experienced Personal Loan Officer will be your advocate for getting you the assistance you need at the lowest possible rate. Your Personal Loan Officer is your sole point of contact for the entire process, so there is no need to retell your story multiple times to different individuals. You have the benefit of an experienced and qualified professional who will guide you through the process of finding and qualifying for the right loan that meets your specific needs.
Golden Oak Lending Missouri
11737 Administration Drive
St. Louis, MO 63146
Phone: (314) 567-4653
Hours of Operation
Monday - Thursday 8:30 am - 5:30 pm
Friday 8:30 am - 5:00 pm
Saturday 9:00 am - 4:00pm
Advantages of Cash-Out Loans
- Competitive Rates Homeowners may be able to enjoy lower monthly mortgage payments by refinancing and consolidating higher interest debt with a competitive mortgage interest rate.
- Pay Major Expenses By accessing some of the equity you have accrued in your St. Louis home, homeowners can pay for high-cost needs such as college tuition, higher-interest-rate credit cards, or auto loans.
- Achieve Goals Homeowners can utilize the cash from cash-out loans to invest in a property, start their dream business, or pay for major home improvements.
Contact Us Today and See How We Can Save You Money!
Conventional Home Loans
"I can cover a down payment and am looking for a fixed rate mortgage loan."
"I currently own a home but would like to refinance my loan to improve my interest rate or adjust my mortgage terms."
"I currently own a home that has equity and would like to get cash out for updating my home or consolidating higher interest debt. (like credit cards)."
"I am interested in putting the minimum payment down on a home."
"I am looking to purchase a home and would like to shop with confidence based upon what I can afford."
"I am currently serving or have served in the U.S. military and wish to purchase a home with flexibility on down payment, mortgage insurance and credit score."
"I have excellent credit and am looking for a home loan option to help acquire a larger, more expensive home."
"I am looking to purchase a home in a rural area."
Home Equity Loan
"I have equity in my current home and would like to use its equity for larger purchases, home renovations or paying down higher interest debt."
New Home Loans
"I would like to purchase a new home and would like to learn about my borrowing options."