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Today’s Mortgage Rate:

3.75% Fixed | APR 4.791%

FHA, 15-year fixed, 10% equity, qualified credit

A cash-out loan allows St. Louis homeowners to refinance their existing home loan under new terms for more than is currently owed and accept the difference in cash. Because of the many immediate financial benefits, a growing number of St. Louisans are choosing to refinance their current mortgages with cash-out loans.

Advantages of Cash-Out Loans

  • Lower Rates Homeowners may be able to enjoy lower monthly mortgage payments by refinancing while interest rates are currently near all-time lows.
  • Pay Major Expenses By accessing some of the equity you have accrued in your St. Louis home, homeowners can pay for high-cost needs such as college tuition, higher-interest-rate credit cards, or auto loans.
  • Achieve Goals Homeowners can utilize the cash from cash-out loans to invest in a property, start their dream business, or pay for major home improvements.

Cash-Out Loans with Golden Oak Lending St. Louis

With 16 years of professional experience, Golden Oak Lending’s streamlined mortgage process makes it easy for St. Louis homeowners to refinance their existing home loans at a great low rate. Contact us today to learn how a cash-out loan can help you achieve your financial goals!


Interest rates are at an all-time low, and the time to call is now!

Contact us today and see how our rates can save you money!