Skip to Main Content

Cash-Out Customers Save an Average of $904 Each Month

Oregon FHA Loans

  • How can we help you today?

  • What is your goal?

We Speak Mortgage®… and Love Translating it for You!

Oregon offers friendly communities, world-class culinary scene, and countless outdoor recreation options making it a great location for first-time buyers to purchase their first home in. As government-backed loans, Federal Housing Administration (FHA) loans are popular among first-time home buyers because they have lower income requirements with proof of stable employment and they accept borrowers with lower-than-average credit scores. For buyers looking to purchase their first home in one of up-and-coming areas in Oregon, FHA loans are an excellent and affordable option to consider.

FHA Loans with Golden Oak

In the competitive, fast-paced Oregon real estate market, purchasing your first home can be a long and complicated process. With Golden Oak Lending Oregon, our personal mortgage specialists have many years of experience in the housing market and will work with you in pursuing the best loan options for your specific lending needs. Our FHA loan specialist will help you understand the requirements for an FHA loan and secure you a competitive mortgage interest rate. Call our Portland office today to get started on your goal of home ownership!

At Golden Oak Lending, from the underwriting to the closing, all of our processes are done in-house. An experienced Personal Loan Officer will be your advocate for getting you the assistance you need at the lowest possible rate. Your Personal Loan Officer is your sole point of contact for the entire process, so there is no need to retell your story multiple times to different individuals. You have the benefit of an experienced and qualified professional who will guide you through the process of finding and qualifying for the right loan that meets your specific needs.

Golden Oak Lending Oregon

4800 Meadows Road, Suite 135
Lake Oswego, OR 97035

Phone: (503) 455-4653

Hours of Operation
Monday - Thursday 8:30 am - 5:30 pm
Friday 8:30 am - 5:00 pm

License #L-202524

Advantages of FHA Loans
  • Flexible Qualification Requirements Because FHA loans are insured by the government, they have less stringent eligibility guidelines, making home ownership attainable for buyers that may not qualify for other home loan options. FHA loans accept lower income levels, as well as prospective homeowners who carry higher amounts of debt from credit cards, car loans, or student loans.
  • Affordable Terms FHA loans are available at competitive interest rates, saving first-time homeowners money on their monthly mortgage payments. With closing costs much lower than those offered on a conventional mortgage, FHA loans have many flexible guidelines that help save Oregon residents money.
  • Minimum Down Payment FHA loans only require eligible individuals to put down 3.5% of the home’s purchase price. With housing prices well above the national average, the affordable down payment is ideal for first-time Oregon home buyers with limited savings.

Contact Us Today and See How We Can Save You Money!

"I can cover a down payment and am looking for a fixed rate mortgage loan."

"I currently own a home but would like to refinance my loan to improve my interest rate or adjust my mortgage terms."

"I currently own a home that has equity and would like to get cash out for updating my home or consolidating higher interest debt. (like credit cards)."

"I am interested in putting the minimum payment down on a home."

"I am looking to purchase a home and would like to shop with confidence based upon what I can afford."

"I am currently serving or have served in the U.S. military and wish to purchase a home with flexibility on down payment, mortgage insurance and credit score."

"I have excellent credit and am looking for a home loan option to help acquire a larger, more expensive home."

"I am looking to purchase a home in a rural area."

"I have equity in my current home and would like to use its equity for larger purchases, home renovations or paying down higher interest debt."

"I would like to purchase a new home and would like to learn about my borrowing options."

Golden Oak Lending BBB Business Review
St. Louis Post-Dispatch Top Work Places 2018 Logo
Equal Housing Lender Logo
Nationwide Mortgage Licensing System Consumer Access Logo
Mortgage Bankers Association of St. Louis Logo