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Oregon VA Home Loans

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VA loans offer veterans, active-duty military personnel and their families lenient eligibility requirements and flexible guidelines for purchasing or refinancing their Portland homes. Available at fixed or adjustable rates, VA loans can save qualified Portland military members thousands of dollars on financing and fees, making homeownership more affordable for the thousands of veterans currently living in Portland.

VA Loans with Golden Oak

Those who serve - deserve. At our Portland office, our mortgage experts work to find competitive interest rates and the best loan options for veterans, military personnel, or their families who would like to buy or refinance a home. Our loan specialists have many years of experience helping Oregon veterans secure either a VA loan or other loan type that best suits their unique circumstances and needs. In Oregon's competitive housing market, your personal loan expert with work with you to quickly close on your home. If you are a veteran or active military member in Oregon, contact Golden Oak Lending Portland today to find out how this exclusive loan could help you secure your new home - you have earned this VA loan!

At Golden Oak Lending, from the underwriting to the closing, all of our processes are done in-house. An experienced Personal Loan Officer will be your advocate for getting you the assistance you need at the lowest possible rate. Your Personal Loan Officer is your sole point of contact for the entire process, so there is no need to retell your story multiple times to different individuals. You have the benefit of an experienced and qualified professional who will guide you through the process of finding and qualifying for the right loan that meets your specific needs.

Golden Oak Lending Oregon

4800 Meadows Road, Suite 135
Lake Oswego, OR 97035

Phone: (503) 455-4653

Hours of Operation
Monday - Thursday 8:30 am - 5:30 pm
Friday 8:30 am - 5:00 pm

License #L-202524

Advantages of VA Loans for Qualified Individuals
  • No PMI Payments Portland veterans that do not provide a down payment of at least 20% do not have to pay PMI or private mortgage insurance. Without this standard additional fee, Portland homeowners can save hundreds or thousands of dollars, depending on the purchase price of your home.
  • Fewer Eligibility Conditions Since VA loans are backed by the government, there are fewer qualifying conditions. With no minimum credit score and with more accommodating debt and income guidelines, VA loans can help Portland veterans and active military members get an affordable home loan.
  • No Money Down For military personnel that frequently move to fulfill military requirements, VA loans have no down payment requirements and allow you to finance 100% of your home’s purchase price. With this enticing advantage, Portland veterans and active-duty military members can save the cash they need for other financial goals.
  • Refinancing Available The VA Streamline Refinancing Program is available to eligible individuals looking to refinance their home loans at an affordable rate. Refinancing with a VA loan can save veterans and active military personnel thousands of dollars each year on your monthly mortgage payment. This streamlined program has no income or appraisal requirements, making the approval process quick and easy for Portland homeowners.

Contact Us Today and See How We Can Save You Money!

"I can cover a down payment and am looking for a fixed rate mortgage loan."

"I currently own a home but would like to refinance my loan to improve my interest rate or adjust my mortgage terms."

"I currently own a home that has equity and would like to get cash out for updating my home or consolidating higher interest debt. (like credit cards)."

"I am interested in putting the minimum payment down on a home."

"I am looking to purchase a home and would like to shop with confidence based upon what I can afford."

"I am currently serving or have served in the U.S. military and wish to purchase a home with flexibility on down payment, mortgage insurance and credit score."

"I have excellent credit and am looking for a home loan option to help acquire a larger, more expensive home."

"I am looking to purchase a home in a rural area."

"I have equity in my current home and would like to use its equity for larger purchases, home renovations or paying down higher interest debt."

"I would like to purchase a new home and would like to learn about my borrowing options."

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