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Cash-Out Customers Save an Average of $904 Each Month

Oregon Cash-out Loans

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We Speak Mortgage®… and Love Translating it for You!

With a cash-out loan, Oregon homeowners have the opportunity to refinance their current home loan for more than what they owe and collect the difference as a cash payment. For example, if you still owe $150,000 on your current mortgage, you can refinance for a $200,000 cash-out loan and use the additional $50,000 to pay off debt or finance large expenses. Many Oregon residents are taking advantage of the immediate financial benefits of utilizing their home's equity.

Cash-Out Loans with Golden Oak

At Golden Oak Lending, you will be assigned a personal loan officer who will work with you to refinance your home under terms that fit your financial goals, and most importantly, save you money wherever possible. With many years of experience, Golden Oak Lending offers a streamlined, hassle-free refinancing process, and your mortgage specialist is available to answer any questions you have at any time. We are here to serve you and have helped many Oregon homeowners make their mortgages work for them. Give us a call today to learn how you can tap into your home's equity!

At Golden Oak Lending, from the underwriting to the closing, all of our processes are done in-house. An experienced Personal Loan Officer will be your advocate for getting you the assistance you need at the lowest possible rate. Your Personal Loan Officer is your sole point of contact for the entire process, so there is no need to retell your story multiple times to different individuals. You have the benefit of an experienced and qualified professional who will guide you through the process of finding and qualifying for the right loan that meets your specific needs.

Golden Oak Lending Oregon

4800 Meadows Road, Suite 135
Lake Oswego, OR 97035

Phone: (503) 455-4653

Hours of Operation
Monday - Thursday 8:30 am - 5:30 pm
Friday 8:30 am - 5:00 pm

License #L-202524

Advantages of Cash-Out Loans
  • Use Your Money the Way You Want Oregon homeowners can use a cash-out loan to pay off major costs such as college tuition, high-interest debts, or medical bills. You can also invest your cash into home improvements, purchasing a new property, or starting a new business. By using the money that is already available in your home, you will be able to improve your and your family's quality of life.
  • Lower Your Payments By consolidating higher interest debt into a lower mortgage rate option, Oregon homeowners may be able to lower their monthly payments and save money with a cash-out loan.

Contact Us Today and See How We Can Save You Money!

"I can cover a down payment and am looking for a fixed rate mortgage loan."

"I currently own a home but would like to refinance my loan to improve my interest rate or adjust my mortgage terms."

"I currently own a home that has equity and would like to get cash out for updating my home or consolidating higher interest debt. (like credit cards)."

"I am interested in putting the minimum payment down on a home."

"I am looking to purchase a home and would like to shop with confidence based upon what I can afford."

"I am currently serving or have served in the U.S. military and wish to purchase a home with flexibility on down payment, mortgage insurance and credit score."

"I have excellent credit and am looking for a home loan option to help acquire a larger, more expensive home."

"I am looking to purchase a home in a rural area."

"I have equity in my current home and would like to use its equity for larger purchases, home renovations or paying down higher interest debt."

"I would like to purchase a new home and would like to learn about my borrowing options."

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