Today's Mortgage Rate:

3.500% Fixed | APR 4.595%

FHA, 15-year fixed, 10% equity, qualified credit

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With a cash-out loan, Portland homeowners have the opportunity to refinance their current home loan for more than what they owe and collect the difference as a cash payment. For example, if you still owe $150,000 on your current mortgage, you can refinance for a $200,000 cash-out loan and use the additional $50,000 to pay off debt or finance large expenses. Many Portland residents are taking advantage of the immediate financial benefits of utilizing their home’s equity.

Advantages of Cash-Out Loans

  • Use Your Money the Way You Want Portland homeowners can use a cash-out loan to pay off major costs such as college tuition, high-interest debts, or medical bills. You can also invest your cash into home improvements, purchasing a new property, or starting a new business. By using the money that is already available in your home, you will be able to improve your and your family’s quality of life.
  • Lower Your Payments By refinancing at today’s low interest rates, Portland homeowners may be able to lower their monthly payments and save money with a cash-out loan.

Cash-Out Loans for Portland Homeowners

At Golden Oak Lending, you will be assigned a personal loan officer who will work with you to refinance your home under terms that fit your financial goals, and most importantly, save you money wherever possible. With many years of experience, Golden Oak Lending offers a streamlined, hassle-free refinancing process, and your mortgage specialist is available at our local Portland office to answer any questions you have at any time. We are here to serve you and have helped many Portland homeowners make their mortgages work for them. Give us a call today to learn how you can tap into your home’s equity!

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