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Federal Housing Administration (FHA) Loans are common among first-time home buyers due to its competitive interest rate and low down payment. As government-backed loans, FHA loans are a great option for those who have stable employment but may not qualify for a traditional home loan. In a fast-growing city like Nashville, many home buyers are looking to purchase their first home and an FHA loan can help make it a more affordable option.
FHA Loans with Golden Oak
As an FHA-approved lender, Golden Oak Lending Nashville understands the booming Nashville housing market. With years of experience and individualized attention, our team works hard so you can feel comfortable and confident throughout your FHA loan process. Call or contact Golden Oak Lending Nashville and get started on your FHA loan application.
At Golden Oak Lending, from the underwriting to the closing, all of our processes are done in-house. An experienced Personal Loan Officer will be your advocate for getting you the assistance you need at the lowest possible rate. Your Personal Loan Officer is your sole point of contact for the entire process, so there is no need to retell your story multiple times to different individuals. You have the benefit of an experienced and qualified professional who will guide you through the process of finding and qualifying for the right loan that meets your specific needs.
Golden Oak Lending Tennessee
15 Century Blvd, Suite 301
Nashville, TN 37214
Phone: (629) 777-4653
Hours of Operation
Monday - Thursday 8:30 am - 5:30 pm
Friday 8:30 am - 5:00 pm
Advantages of FHA Loans
- Simplified Requirements With flexible requirements, an FHA loans is a good choice for a first-time buyer. Nashville residents are able to purchase a home within guidelines that work for their financial goals. FHA loans offer attainable credit requirements and reduce income obligations.
- Only 3.5% Down As government-backed loans, FHA loans require borrowers only have to invest 3.5% upon purchase of their home. This low rate make it possible for those who cannot make a large down payment.
- Assuming a FHA Loan If you decide to sell your Nashville home, the home purchasers have the option to assume your previous FHA loan. This process ensures can save the new homeowners thousands of dollars upon purchasing their home.
- Quick Loan Process FHA loan borrows can save time with their loan process since FHA loans are backed by the government. The time you save can be crucial in helping you secure your dream home in the competitive Nashville housing market.
Contact Us Today and See How We Can Save You Money!
Conventional Home Loans
"I can cover a down payment and am looking for a fixed rate mortgage loan."
"I currently own a home but would like to refinance my loan to improve my interest rate or adjust my mortgage terms."
"I currently own a home that has equity and would like to get cash out for updating my home or consolidating higher interest debt. (like credit cards)."
"I am interested in putting the minimum payment down on a home."
"I am looking to purchase a home and would like to shop with confidence based upon what I can afford."
"I am currently serving or have served in the U.S. military and wish to purchase a home with flexibility on down payment, mortgage insurance and credit score."
"I have excellent credit and am looking for a home loan option to help acquire a larger, more expensive home."
"I am looking to purchase a home in a rural area."
Home Equity Loan
"I have equity in my current home and would like to use its equity for larger purchases, home renovations or paying down higher interest debt."
New Home Loans
"I would like to purchase a new home and would like to learn about my borrowing options."