USDA loans allow home buyers to purchase a home in a designated rural or suburban area. They are backed by the government and give those who may not qualify for a conventional home loan due to credit, income, or cash-flow issues a chance to purchase a home. USDA loans have many financial benefits for qualified individuals and allows Nashville home owners to start saving quickly.
USDA Loans with Golden Oak
If you are interested in a USDA loan, our experienced loan officers can assist you with your entire lending process as well as any questions that come up along the way. With today's competitive rates, Golden Oak Lending Nashville will save you money, so you can enjoy your new home hassle-free.
At Golden Oak Lending, from the underwriting to the closing, all of our processes are done in-house. An experienced Personal Loan Officer will be your advocate for getting you the assistance you need at the lowest possible rate. Your Personal Loan Officer is your sole point of contact for the entire process, so there is no need to retell your story multiple times to different individuals. You have the benefit of an experienced and qualified professional who will guide you through the process of finding and qualifying for the right loan that meets your specific needs.
Golden Oak Lending Tennessee
15 Century Blvd, Suite 301
Nashville, TN 37214
Phone: (629) 777-4653
Hours of Operation
Monday - Thursday 8:30 am - 5:30 pm
Friday 8:30 am - 5:00 pm
Advantages of USDA Loans
- Competitive Rates USDA loans can help many Nashville residents afford their dream homes in rural and suburban areas. Since USDA loans are insured by the United State Department of Agriculture, Nashville home buyers have the ability to enjoy fixed interest rates, private mortgage insurance (PMI) and fees.
- Flexible Requirements USDA loans are a great choice for lower-middle income families that have stable employment, self-employed individuals and recent college graduates. Since USDA loans accept lower credit and higher debt ratios, it allows those who have financial hurdles to purchase a home in the welcoming Nashville community.
- No Down Payment For Nashville buyers who have limited cash at their disposal, USDA loans allow you to finance 100% of the loan without a down payment.