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Today's Mortgage Rate:

1.875% Fixed | 2.952% APR

FHA, 20% equity, qualified credit

USDA loans allow home buyers to purchase a home in a designated rural or suburban area. They are backed by the government and give those who may not qualify for a conventional home loan due to credit, income, or cash-flow issues a chance to purchase a home. USDA loans have many financial benefits for qualified individuals and allows Nashville home owners to start saving quickly.   

Advantages of USDA Loans

  • Low Rates USDA loans can help many Nashville residents afford their dream homes in rural and suburban areas. Since USDA loans are insured by the United State Department of Agriculture, Nashville home buyers have the ability to enjoy low fixed interest rates, private mortgage insurance (PMI) and fees. 
  • Flexible Requirements USDA loans are a great choice for lower-middle income families that have stable employment, self-employed individuals and recent college graduates. Since USDA loans accept lower credit and higher debt ratios, it allows those who have financial hurdles to purchase a home in the welcoming Nashville community. 
  • No Down Payment For Nashville buyers who have limited cash at their disposal, USDA loans allow you to finance 100% of the loan without a down payment. 

USDA Loans with Golden Oak Lending Nashville

If you are interested in a USDA loan, our experienced loan officers can assist you with your entire lending process as well as any questions that come up along the way. With incredible low rates, Golden Oak Lending Nashville will save you money, so you can enjoy your new home hassle-free. 

Conventional Loans

Conventional Loans

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FHA
Loans

Home Equity Loans

Home Equity Loans

Cash-Out Loans

Cash-Out Loans

Home Refinancing

Home Refinancing

USDA Refinancing

USDA Refinancing

New Home Loans

New Home Loans

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VA
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Jumbo
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Jumbo
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Pre-Approved

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