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Cash-Out Customers Save an Average of $1,114 Each Month

Nashville USDA Loans

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USDA loans allow home buyers to purchase a home in a designated rural or suburban area. They are backed by the government and give those who may not qualify for a conventional home loan due to credit, income, or cash-flow issues a chance to purchase a home. USDA loans have many financial benefits for qualified individuals and allows Nashville home owners to start saving quickly.

USDA Loans with Golden Oak

If you are interested in a USDA loan, our experienced loan officers can assist you with your entire lending process as well as any questions that come up along the way. With today's competitive rates, Golden Oak Lending Nashville will save you money, so you can enjoy your new home hassle-free.

At Golden Oak Lending, from the underwriting to the closing, all of our processes are done in-house. An experienced Personal Loan Officer will be your advocate for getting you the assistance you need at the lowest possible rate. Your Personal Loan Officer is your sole point of contact for the entire process, so there is no need to retell your story multiple times to different individuals. You have the benefit of an experienced and qualified professional who will guide you through the process of finding and qualifying for the right loan that meets your specific needs.

Golden Oak Lending Tennessee

15 Century Blvd, Suite 301
Nashville, TN 37214

Phone: (629) 777-4653

Hours of Operation
Monday - Thursday 8:30 am - 5:30 pm
Friday 8:30 am - 5:00 pm

License #129903

Advantages of USDA Loans
  • Competitive Rates USDA loans can help many Nashville residents afford their dream homes in rural and suburban areas. Since USDA loans are insured by the United State Department of Agriculture, Nashville home buyers have the ability to enjoy fixed interest rates, private mortgage insurance (PMI) and fees. 
  • Flexible Requirements USDA loans are a great choice for lower-middle income families that have stable employment, self-employed individuals and recent college graduates. Since USDA loans accept lower credit and higher debt ratios, it allows those who have financial hurdles to purchase a home in the welcoming Nashville community. 
  • No Down Payment For Nashville buyers who have limited cash at their disposal, USDA loans allow you to finance 100% of the loan without a down payment. 

Contact Us Today and See How We Can Save You Money!

"I can cover a down payment and am looking for a fixed rate mortgage loan."

"I currently own a home but would like to refinance my loan to improve my interest rate or adjust my mortgage terms."

"I currently own a home that has equity and would like to get cash out for updating my home or consolidating higher interest debt. (like credit cards)."

"I am interested in putting the minimum payment down on a home."

"I am looking to purchase a home and would like to shop with confidence based upon what I can afford."

"I am currently serving or have served in the U.S. military and wish to purchase a home with flexibility on down payment, mortgage insurance and credit score."

"I have excellent credit and am looking for a home loan option to help acquire a larger, more expensive home."

"I am looking to purchase a home in a rural area."

"I have equity in my current home and would like to use its equity for larger purchases, home renovations or paying down higher interest debt."

"I would like to purchase a new home and would like to learn about my borrowing options."

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