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Nashville Pre-Approval

  • How can we help you today?

  • What is your goal?

For any serious homebuyer, the first step in obtaining their new home is earning a mortgage pre-approval letter from a certified lender like Golden Oak Lending. A mortgage pre-approval shows sellers you are serious about purchasing by providing an estimate of the loan amount, interest rate, and monthly payment you qualify for based on a review of your credit score and overall financial situation. In the booming Nashville housing market, a pre-approval can set you apart from your buying competition.

Get Pre-Approved with Golden Oak

At Golden Oak Lending, our mortgage lenders understand that in Nashville's competitive housing market any advantage can set you apart from other home buyers. Our certified mortgage lenders will work swiftly to process your application and get you the best possible estimate. Get ready to purchase your dream Nashville home, and schedule a free pre-approval consultation today!

At Golden Oak Lending, from the underwriting to the closing, all of our processes are done in-house. An experienced Personal Loan Officer will be your advocate for getting you the assistance you need at the lowest possible rate. Your Personal Loan Officer is your sole point of contact for the entire process, so there is no need to retell your story multiple times to different individuals. You have the benefit of an experienced and qualified professional who will guide you through the process of finding and qualifying for the right loan that meets your specific needs.

Golden Oak Lending Tennessee

15 Century Blvd, Suite 301
Nashville, TN 37214

Phone: (629) 777-4653

Hours of Operation
Monday - Thursday 8:30 am - 5:30 pm
Friday 8:30 am - 5:00 pm

License #129903

Advantages of Getting Pre-Approved for a Home Loan
  • Make a Competitive Offer Sellers not only want to sell quickly, but also receive the best offer possible on their home. In competitive housing markets like Nashville, a pre-approval letter verifies that you are financially capable of purchasing a home. An home offer with a pre-approval letter makes your bid more attractive to home sellers and gives you a competitive edge over other buyers. 
  • Determine Your Price Range There is nothing worse than falling in love with a home you cannot afford. By getting pre-approved, you will be able to establish the price range of homes so you have a budget in mind before making an offer. Since the pre-approval process uses a lot of the same financial information as your mortgage application, you can determine how much your lender is willing to offer you based on your finances and spend less time with your application process. 
  • Edit Errors in Your Application Having an extra set of eyes can help you prevent unexpected errors in your application. With pre-approval, a certified mortgage lender will be able to determine any potential credit or financial issues with your application, allowing you to improve before applying and place yourself in a stronger buying position. 
  • Quicker Closing Process Since most of your financial information is already verified with a pre-approval, it makes closing on your home a quick transition. 

Contact Us Today and See How We Can Save You Money!

"I can cover a down payment and am looking for a fixed rate mortgage loan."

"I currently own a home but would like to refinance my loan to improve my interest rate or adjust my mortgage terms."

"I currently own a home that has equity and would like to get cash out for updating my home or consolidating higher interest debt. (like credit cards)."

"I am interested in putting the minimum payment down on a home."

"I am looking to purchase a home and would like to shop with confidence based upon what I can afford."

"I am currently serving or have served in the U.S. military and wish to purchase a home with flexibility on down payment, mortgage insurance and credit score."

"I have excellent credit and am looking for a home loan option to help acquire a larger, more expensive home."

"I am looking to purchase a home in a rural area."

"I have equity in my current home and would like to use its equity for larger purchases, home renovations or paying down higher interest debt."

"I would like to purchase a new home and would like to learn about my borrowing options."

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