Veterans Affairs loans, also known as VA loans, are designed to help veterans, qualified military members and their families secure affordable home loans in Indianapolis. VA loans are available as either a fixed-rate or adjustable rate making it easier for veterans and active military members to manage their financial goals.
VA Loans with Golden Oak
Golden Oak Lending we have years of experience helping qualified veterans and active military with their home loans. As a veteran in Indiana, our lenders will work with you to help you throughout the entire loan process. If you are a veteran or an active military member in the Indianapolis area, contact us today to start saving: you have earned this VA loan!
At Golden Oak Lending, from the underwriting to the closing, all of our processes are done in-house. An experienced Personal Loan Officer will be your advocate for getting you the assistance you need at the lowest possible rate. Your Personal Loan Officer is your sole point of contact for the entire process, so there is no need to retell your story multiple times to different individuals. You have the benefit of an experienced and qualified professional who will guide you through the process of finding and qualifying for the right loan that meets your specific needs.
Golden Oak Lending Indiana
8604 Allisonville Road, Suite 130
Indianapolis, IN 46250
Phone: (317) 706-4653
Hours of Operation
Monday - Thursday 8:30 am - 5:30 pm
Friday 8:30 am - 5:00 pm
Saturday 9:00 am - 4:00 pm
License # 32254
Advantages of VA Loans for Qualified Individuals
- Pay Zero Down VA loans do not require a down payment, allowing borrowers to finance up to 100% of their home value.
- Flexible Financial Guidelines As government-backed loans, VA loans have less restrictions for qualifying military personnel and veterans.
- Refinancing Options Indianapolis veterans and military personnel can easily refinance their VA loan through the VA Streamline Refinance Loan Program. It offers fewer fees, no appraisals and no income requirements.
- Low Monthly Payments VA Loans are an exception to Private Mortgage Insurance (PMI), and monthly payments are lower than other mortgage programs.
Contact Us Today and See How We Can Save You Money!
Conventional Home Loans
"I can cover a down payment and am looking for a fixed rate mortgage loan."
"I currently own a home but would like to refinance my loan to improve my interest rate or adjust my mortgage terms."
"I currently own a home that has equity and would like to get cash out for updating my home or consolidating higher interest debt. (like credit cards)."
"I am interested in putting the minimum payment down on a home."
"I am looking to purchase a home and would like to shop with confidence based upon what I can afford."
"I am currently serving or have served in the U.S. military and wish to purchase a home with flexibility on down payment, mortgage insurance and credit score."
"I have excellent credit and am looking for a home loan option to help acquire a larger, more expensive home."
"I am looking to purchase a home in a rural area."
Home Equity Loan
"I have equity in my current home and would like to use its equity for larger purchases, home renovations or paying down higher interest debt."
New Home Loans
"I would like to purchase a new home and would like to learn about my borrowing options."