Veterans Affairs loans, also known as VA loans, are designed to help veterans, qualified military members and their families secure affordable home loans in Indianapolis. VA loans are available as either a fixed-rate or adjustable rate making it easier for veterans and active military members to manage their financial goals.
Advantages of VA Loans for Qualified Individuals
- Pay Zero Down VA loans do not require a down payment, allowing borrowers to finance up to 100% of their home value.
- Flexible Financial Guidelines As government-backed loans, VA loans have less restrictions for qualifying military personnel and veterans.
- Refinancing Options Indianapolis veterans and military personnel can easily refinance their VA loan through the VA Streamline Refinance Loan Program. It offers fewer fees, no appraisals and no income requirements.
- Low Monthly Payments VA Loans are an exception to Private Mortgage Insurance (PMI), and monthly payments are lower than other mortgage programs.
VA Loans with Golden Oak Lending Indianapolis
Golden Oak Lending we have years of experience helping qualified veterans and active military with their home loans. As an Indianapolis veteran, our lenders will work with you to help you throughout the entire loan process. If you are a veteran or an active military member in the Indianapolis area, contact us today to start saving: you have earned this VA loan!