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Today's Mortgage Rate:

1.875% Fixed | 2.952% APR

FHA, 20% equity, qualified credit

In the Indianapolis housing market, a majority of homeowners choose conventional home loans for their low fixed rates and smaller down payment. These loans are ideal for Indianapolis residents who have a steady income and an excellent credit score. 

Advantages of Conventional Home Loans

  • Fixed Interest Rates A fixed interest rate ensures that your mortgage payments will be the same each month. Plus, your savings will allow you to save money for other home improvement projects. 
  • Low Down Payment With a conventional loan’s low down payment, you can save money towards your financial goals. 
  • Refinancing an Existing Loan With interest rates near all-time lows, there is no better time to refinance your current home loan. Refinancing an existing mortgage to a conventional home loan can save Indianapolis home owners money by providing them with a low fixed rate for the remainder of their mortgage. 
  • Quick Approval Process A quick and easy approval process could be the deciding factor in securing your new home in Indianapolis. Conventional home loans are not government-backed resulting in a smooth, straight-forward loan process. 

Conventional Home Loans with Golden Oak Lending Indianapolis

At Golden Oak Lending Indianapolis, our mortgage experts have years of experience in order to guide you through the conventional loan process and finalize your low rate in the growing Indianapolis housing market. Call or contact us today.

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Conventional Loans

Conventional Loans

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