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Cash-Out Customers Save an Average of $1,114 Each Month

Indiana Conventional Home Loans

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We Speak Mortgage®… and Love Translating it for You!

In the Indiana housing market, a majority of homeowners choose conventional home loans for their fixed rates and smaller down payment. These loans are ideal for Indianapolis residents who have a steady income and an excellent credit score. Conventional, or conforming, home loans are a popular loan option among Indiana homeowners, with the majority of homeowners choosing to finance their homes using this mortgage loan type.

Home Loans with Golden Oak

At Golden Oak Lending Indianapolis, our mortgage experts have years of experience in order to guide you through the conventional loan process and finalize your interest rate in the growing Indiana housing market. Call or contact us today.

At Golden Oak Lending, from the underwriting to the closing, all of our processes are done in-house. An experienced Personal Loan Officer will be your advocate for getting you the assistance you need at the best rate possible. Your Personal Loan Officer is your sole point of contact for the entire process, so there is no need to retell your story multiple times to different individuals. You have the benefit of an experienced and qualified professional who will guide you through the process of finding and qualifying for the right loan that meets your specific needs.

Golden Oak Lending Indiana

8604 Allisonville Road, Suite 130
Indianapolis, IN  46250

Phone: (317) 706-4653

Hours of Operation
Monday - Thursday 8:30 am - 5:30 pm
Friday 8:30 am - 5:00 pm
Saturday 9:00 am - 4:00 pm

LIcense # 32254

Conventional Home Loans Advantages
  • Fixed Interest Rates A fixed interest rate ensures that your mortgage payments will be the same each month. Plus, your savings will allow you to save money for other home improvement projects. 
  • Low Down Payment With a conventional loan’s low down payment, you can save money towards your financial goals. 
  • Refinancing an Existing Loan Refinancing an existing mortgage to a conventional home loan can save Indiana homeowners money by providing them with a competitive fixed rate for the remainder of their mortgage. 
  • Quick Approval Process A quick and easy approval process could be the deciding factor in securing your new home in Indiana. Conventional home loans are not government-backed resulting in a smooth, straight-forward loan process. 

Contact Us Today and See How We Can Save You Money!

"I can cover a down payment and am looking for a fixed rate mortgage loan."

"I currently own a home but would like to refinance my loan to improve my interest rate or adjust my mortgage terms."

"I currently own a home that has equity and would like to get cash out for updating my home or consolidating higher interest debt. (like credit cards)."

"I am interested in putting the minimum payment down on a home."

"I am looking to purchase a home and would like to shop with confidence based upon what I can afford."

"I am currently serving or have served in the U.S. military and wish to purchase a home with flexibility on down payment, mortgage insurance and credit score."

"I have excellent credit and am looking for a home loan option to help acquire a larger, more expensive home."

"I am looking to purchase a home in a rural area."

"I have equity in my current home and would like to use its equity for larger purchases, home renovations or paying down higher interest debt."

"I would like to purchase a new home and would like to learn about my borrowing options."

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