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Indiana USDA Loans

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The USDA's rural development program is available to homebuyers in rural areas nationwide. With appealing requirements such as 100% financing and competitive fixed rates, USDA loans are the perfect solution for Indianapolis residents looking to purchase homes in many of the suburban and rural areas surrounding Greater Indianapolis.

USDA Loans with Golden Oak

With many eligible Indianapolis homes in both suburban and rural areas, our loan experts will work with you every step of way to make sure you can buy the home you have always wanted. Our team can help you determine if your qualifications meet USDA home loan requirements. Call or contact Golden Oak Lending Indianapolis for more information today.

At Golden Oak Lending, from the underwriting to the closing, all of our processes are done in-house. An experienced Personal Loan Officer will be your advocate for getting you the assistance you need at the lowest possible rate. Your Personal Loan Officer is your sole point of contact for the entire process, so there is no need to retell your story multiple times to different individuals. You have the benefit of an experienced and qualified professional who will guide you through the process of finding and qualifying for the right loan that meets your specific needs.

Golden Oak Lending Indiana

8604 Allisonville Road, Suite 130
Indianapolis, IN  46250

Phone: (317) 706-4653

Hours of Operation
Monday - Thursday 8:30 am - 5:30 pm
Friday 8:30 am - 5:00 pm
Saturday 9:00 am - 4:00 pm

LIcense # 32254

Advantages of USDA Loans
  • Low Income Accepted USDA loans were created for lower and middle-class income homeowners. There is no minimum employment history requirement, as long as there is a stable income. 
  • Minimal Requirements For those who are recent graduates or self-employed, USDA loans allow average credit scores and higher debt ratios. 
  • Zero Down Payment For Indiana residents who are low on cash, USDA loans offer zero down payment and can finance 100% of the cost of their home. 
  • Low Interest Rates USDA loans provides Indiana homeowners with affordable rates for both 15-year and 30-year mortgages.

Contact Us Today and See How We Can Save You Money!

"I can cover a down payment and am looking for a fixed rate mortgage loan."

"I currently own a home but would like to refinance my loan to improve my interest rate or adjust my mortgage terms."

"I currently own a home that has equity and would like to get cash out for updating my home or consolidating higher interest debt. (like credit cards)."

"I am interested in putting the minimum payment down on a home."

"I am looking to purchase a home and would like to shop with confidence based upon what I can afford."

"I am currently serving or have served in the U.S. military and wish to purchase a home with flexibility on down payment, mortgage insurance and credit score."

"I have excellent credit and am looking for a home loan option to help acquire a larger, more expensive home."

"I am looking to purchase a home in a rural area."

"I have equity in my current home and would like to use its equity for larger purchases, home renovations or paying down higher interest debt."

"I would like to purchase a new home and would like to learn about my borrowing options."

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