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Today's Mortgage Rate:

1.875% Fixed | 2.952% APR

FHA, 20% equity, qualified credit

The USDA's rural development program is available to homebuyers in rural areas nationwide. With appealing requirements such as 100% financing and low fixed rates, USDA loans are the perfect solution for Indianapolis residents looking to purchase homes in many of the suburban and rural areas surrounding Greater Indianapolis. 

Advantages of USDA Loans

  • Low Income Accepted USDA loans were created for lower and middle-class income homeowners. There is no minimum employment history requirement, as long as there is a stable income. 
  • Minimal Requirements For those who are recent graduates or self-employed, USDA loans allow average credit scores and higher debt ratios. 
  • Zero Down Payment For Indianapolis residents who are low on cash, USDA loans offer zero down payment and can finance 100% of the cost of their home. 
  • Low Interest Rates With interest rates at an all-time low, USDA loans provides homeowners with affordable rates for both 15-year and 30-year mortgages.

USDA Loans with Golden Oak Lending Indianapolis

With many eligible Indianapolis homes in both suburban and rural areas, our loan experts will work with you every step of way to make sure you can buy the home you have always wanted. Our team can help you determine if your qualifications meet USDA home loan requirements. Call or contact Golden Oak Lending Indianapolis for more information today.

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