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Indiana FHA Loans

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We Speak Mortgage®… and Love Translating it for You!

Federal Housing Administration (FHA) Loans are government-backed loans offering home buyers low-interest rates and a low down payment. FHA loans are common among first-time home buyers and those with stable employment but may not qualify for a traditional home loan. With a low-cost of living and big city charms, Indianapolis is a great location for those looking to purchase their first home and for qualified buyers.

FHA Loans with Golden Oak

Golden Oak Lending Indianapolis is an FHA-approved lender that understands the growing Indianapolis housing market. Our lenders strive help you find the best home loan at a competitive rate so that you can feel comfortable with your home loan process. Call or contact Golden Oak Lending Indianapolis today to find out how you can apply for an FHA loan.

At Golden Oak Lending, from the underwriting to the closing, all of our processes are done in-house. An experienced Personal Loan Officer will be your advocate for getting you the assistance you need at the best possible rate. Your Personal Loan Officer is your sole point of contact for the entire process, so there is no need to retell your story multiple times to different individuals. You have the benefit of an experienced and qualified professional who will guide you through the process of finding and qualifying for the right loan that meets your specific needs.

Golden Oak Lending Indiana

8604 Allisonville Road, Suite 130
Indianapolis, IN  46250

Phone: (317) 706-4653

Hours of Operation
Monday - Thursday 8:30 am - 5:30 pm
Friday 8:30 am - 5:00 pm
Saturday 9:00 am - 4:00 pm

License # 32254

Advantages of FHA Loans
  • 3.5% Down Because FHA loans are government-backed by the Federal Housing Administration, borrowers only have a 3% required down payment. This low rate make it possible for those who cannot make a large down payment.  
  • Flexible Requirements FHA loans allow more Indiana residents to purchase a home within guidelines that work with their financial goals. With flexible credit requirements and reduced income obligations, FHA loans are a great choice for any home buyer. 
  • Assuming a FHA Loan Home purchasers have the option to assume the previous owners FHA loan upon the purchase of their home. This process ensures the new owners will enjoy a competitive rate stipulated from the original FHA loan, regardless of rising mortgage rates. 
  • Fast-tracked Loan Process Since FHA loans are backed by the government, borrowers are able to save time by quickly qualifying and solidifying the purchase of your dream home. 

Contact Us Today and See How We Can Save You Money!

"I can cover a down payment and am looking for a fixed rate mortgage loan."

"I currently own a home but would like to refinance my loan to improve my interest rate or adjust my mortgage terms."

"I currently own a home that has equity and would like to get cash out for updating my home or consolidating higher interest debt. (like credit cards)."

"I am interested in putting the minimum payment down on a home."

"I am looking to purchase a home and would like to shop with confidence based upon what I can afford."

"I am currently serving or have served in the U.S. military and wish to purchase a home with flexibility on down payment, mortgage insurance and credit score."

"I have excellent credit and am looking for a home loan option to help acquire a larger, more expensive home."

"I am looking to purchase a home in a rural area."

"I have equity in my current home and would like to use its equity for larger purchases, home renovations or paying down higher interest debt."

"I would like to purchase a new home and would like to learn about my borrowing options."

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