A mortgage check-up may help you review options to:
- Consolidate higher-interest debt
- Improve monthly cash flow
- Access available home equity
- Simplify monthly payments
- Reduce financial stress
How it Works
Complete the
short form.
Review your
refinance goals.
Explore options that
may fit your needs.
Choose the path that
works for you.
See How Much You Could Save Each Month
Higher-Interest Debt Can Add Up Quickly. Many credit cards carry APRs in the 18% – 30% range. If you have available home equity, a mortgage review may help you understand whether consolidating higher-interest debt could make sense for your situation. Review Your Options with your Personal Loan Officer to understand what programs may fit your credit, goals, and payment comfort.*
| Higher-Interest Debt |
$30,000 | $40,000 | $50,000 | $75,000 |
|---|---|---|---|---|
| New Low Monthly Payment |
$217/mo | $290/mo | $362/mo | $543/mo |
| Your Estimated Monthly Savings |
Save $533/mo! | Save $877/mo! | Save $1,138/mo! | Save $1,707/mo! |
*Savings based on estimated minimum credit card payments of 3% of the carried balance. New payment reflects use of cash-back proceeds from a new conventional mortgage loan to pay off applicable credit card balance(s). Example based on a 30-year fixed conventional loan, $315,000 loan amount, 30% equity, 6.125% interest rate, 6.5995% APR, and approved credit. Actual proceeds and savings may vary. Not all applicants will qualify. Additional terms and conditions may apply.
Why Choose Golden Oak Lending?
- Local loan officers
- Personalized mortgage review
- Refinance, cash-out, and home equity options
- Guidance from application to closing
- Serving homeowners since 2001
"Chad provided great service to us. He was always available to answer questions, guide us through the process that made the most sense for our price range and did exactly what he said he would do without us having to call him back. I have already recommended him to others. Great service, super nice and very responsive."
"Matt was always very kind answered all my questions and also made sure I new what was going on with everything I'm 100% disabled I have short and long term memory loss so sometimes it was harder on him because I didn't remember what he told me Matt went above and beyond."
"As a first time home buyer, Randy did an amazing job answering all of my questions. He made me feel very comfortable throughout the entire process. He was very open, very communicative, explained every decision and suggestion, and worked on anything as soon as I needed him to."
Ready to Review Your Options
A Golden Oak loan officer can help you see whether your home equity may help with higher-interest credit card debt.
