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Today’s Mortgage Rate:

3.75% Fixed | APR 4.791%

FHA, 15-year fixed, 10% equity, qualified credit

Enjoy Hassle-Free Mortgage Lending

With Golden Oak Lending, you’ll find that getting the loan you need to improve your quality of life has never been easier. With over $1 billion in loans, Golden Oak offers lower rates and makes it easier and faster to get the new home loan or mortgage refinancing that you need. Interest rates are at an all-time low, and the time to act is now!


The Golden Oak Lending Difference

Unlike many other mortgage companies, we show you our updated lowest mortgage rates. We are always up-front about our current interest rates, and we constantly monitor mortgage rates so that our rate immediately reflects the current rate. Our goal is to save you money, so we guarantee the lowest fixed rates you can qualify for.

At Golden Oak Lending, from the underwriting to the closing, all of our processes are done in-house. An experienced Personal Loan Officer will be your advocate for getting you the assistance you need at the lowest possible rate. Your Personal Loan Officer is your sole point of contact for the entire process, so there is no need to retell your story multiple times to different individuals. You have the benefit of an experienced and qualified professional who will guide you through the process of finding and qualifying for the right loan that meets your specific needs.

Pay Nothing Out of Pocket

At Golden Oak Lending, we never ask for your credit card. We will let you know right away if we can save you money. There is no charge…the call is free.

The Appraisal is No Charge if We Can’t Close Your Loan

We take the risk for you. If an appraisal is needed, you never have to worry about paying for it if you’re not approved. If we can’t close your loan, the appraisal is no charge.

Simplifying The Process

All lenders are not created equal. Golden Oak Lending has streamlined our process to make getting the loan you need quicker and easier than ever. We do all the work, you save money! All you need to do is pick up the phone. There’s no obligation. It takes just a few minutes to find out if you save money! If we can’t close your loan, you pay nothing out of pocket - it’s that simple!

Every Client’s Mortgage is Unique

At Golden Oak Lending, we realize that each person has different circumstances and needs, so we look at every loan individually. We’ll help you decide on the best way to address your particular situation, by getting money out of your current home, lowering your current mortgage payment, or both! Whether you’re looking to refinance or purchase a new home, our core focus is to provide stable and informative support that helps you achieve your goals.

Why Refinance?

With interest rates at an all-time low , there are number of reasons to refinance:

  • Lower Your Mortgage Payment and/or interest rate
  • Reduce the Term of your current loan
  • Consolidate Debt from multiple credit cards at high interest rates
  • Get Cash Out of your home for the things that you need, such as major home improvements, college expenses, etc.

Don’t wait for interest rates to rise - contact us today at our Chicago office. It only takes a few minutes to find out if you save money! At Golden Oak Lending Chicago, we look forward to partnering with you to offer the best rates, combined with exceptional service.

Interest rates are at an all-time low, and the time to call is now!

Contact us today and see how our rates can save you money!