Cash-out Loans

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FHA, 15-year fixed, 10% equity, qualified credit

A Cash-out loan allows you to take out a new home loan for more than is owed on your current mortgage, accepting the difference in cash. This allows you access to some of the equity you’ve accrued to pay for major expenses such as tuition or other high-cost needs.

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Cash-Out Loan Benefits

Unlike a Home Equity Loan, a Cash-Out loan refinances your existing loan under new terms, so it is not a second mortgage, but a new first mortgage. The benefits of a Cash-Out loan include lower rates and simpler terms, as well as having the cash you need to:

  • Invest in a property or business
  • Pay for major home improvements
  • Pay college tuition
  • Pay off higher-interest-rate credit cards or auto loans

Golden Oak Lending is proud to offer Cash-Out loans at the lowest possible rates. Our professional experience and hassle-free mortgage process make it easy to get the money you need.

If you're interested in learning how a Cash-Out loan can help you, contact Golden Oak Lending today. It only takes a few minutes to find out if you can save money!

Interest rates are at an all-time low, and the time to call is now!

Contact us today and see how our rates can save you money!