VA Loans

FHA, 15-year fixed, 10% equity on approved credit

Veteran Home Loans (VA Loans)

VA Loans, also known as Veteran’s Affairs Loans, are home loans offered exclusively to veterans and active-duty military personnel and their families. These exclusive loans can allow individuals to save hundreds to thousands of dollars, whether it is a new home purchase or a home mortgage refinancing.



VA Loan Benefits

VA loans are available in fixed-rate or adjustable-rate mortgages, providing more options to those who might need more flexible financing requirements.

  • VA Loans require no money down. Borrowers can finance up to 100% of a home’s value.
  • VA loans traditionally have lower mortgage payments. These loans do not require Private Mortgage Insurance (PMI), so monthly mortgage payments are lower.
  • VA loans have more flexibility. Because VA loans are government backed, there are fewer restrictions for qualifying.
  • VA loans can be easier to refinance. The VA Streamline Refinance Loan Program allows veterans and their families to refinance at a much lower rate with fewer fees and no appraisal or income requirements.

Golden Oak Lending is proud to offer VA loans to those who have served our nation but our options
do not end there. We provide a variety of low-cost options at lower rates, combined with
professional experience and a hassle-free mortgage process.

The Golden Oak Lending Difference

Unlike many other mortgage companies, we show you our updated lowest mortgage rates. We are always up-front about our current interest rates, and we constantly monitor mortgage rates so that our rate immediately reflects the current rate. Our goal is to save you money, so we guarantee the lowest fixed rates you can qualify for.

At Golden Oak Lending, all of our processes are done in-house. Everything from underwriting to closing to funding happens right in our office. You’ll have the guidance of a Senior Loan Officer, who will be your personal advocate for getting you our lowest possible rate. Your Personal Loan Officer is your sole point of contact for the entire process, so you won’t have the hassle of telling your story multiple times to different individuals. You’ll have the benefit of an experienced and qualified professional who will guide you through the process of finding and qualifying for the right loan that meets your specific needs. Enjoy Hassle-Free Lending With Golden Oak Lending.

If you are a veteran or an active military member,
you have earned this VA Loan benefit!

Contact Golden Oak Lending today to find out how much this exclusive benefit could save you – it only takes a few minutes to find out if you can save money!