If you’re looking for a home purchase that will exceed $424,000, the conventional loan limit, then you may need a jumbo loan. Golden Oak Lending has jumbo loans available for your primary home, second home, or even your vacation home.
Because they are used to finance higher-cost homes, jumbo loans have more stringent guidelines than conventional loans. Applicants should have a good credit history and a low debt-to-income ratio.
Golden Oak Lending offers jumbo loans with both fixed and adjustable rates. These are a good choice if you live in a more expensive area of Denver. The rates are very competitive and can save you thousands. Additionally, we have jumbo loans available with no Private Mortgage Insurance (PMI) required, even without 20% equity.
At Golden Oak, you’ll be guided through the jumbo loan process by your knowledgeable personal loan specialist. Your specialist will be your point of contact throughout the entire process. Their job is to ensure that you receive the lowest rates, the best customer service experience, and a quick application process. Interest rates are very low right now, so it’s the right time to buy the home of your dreams at the lowest cost possible. Call us today to learn more about jumbo loans in Denver.