Finance

FHA, 15-year fixed, 10% equity on approved credit

Kansas City Housing Market Trends for 2018
January 8, 2018

Are you ready to take the next step in making Kansas City your home? Many home buyers turn to internet sites for information, which is smart. Here, Golden Oak Lending will make it easy by boiling down the notable trends in order to paint a clear picture.

Read more >

What is there to know about FHA Loan Requirements?
December 28, 2017

Are you a first-time home buyer? Or perhaps you are having trouble qualifying for a conventional mortgage? Maybe you just don’t have the cash on hand for a down payment or to cover the closing costs? One of the best publicly funded programs that helps homebuyers purchase a home is offered through the Federal Housing … Continue reading “What is there to know about FHA Loan Requirements?”

Read more >

St. Louis Housing Market Trends for 2018

Are you in the market for a home in St. Louis? Are you overwhelmed by all of the information online, trying to make sense of it all? As the new year approaches, we like to consider market trends for the area as an indicator of your likelihood of success in obtaining the right home at … Continue reading “St. Louis Housing Market Trends for 2018”

Read more >

Pittsburgh Market Trends for 2018
December 14, 2017

While the rest of the nation has held their breath over the dramatic drop in home listings, one city seems immune to it all: Pittsburgh. Pittsburgh has been named most livable city in the world by The Economist, Forbes, Livability and other sources. So how does a growing, vibrant city stay affordable?

Read more >

Denver Housing Market Trends for 2018
December 5, 2017

The previous year was a good one for red-hot Denver, where home prices have been on the climb and that climb has been high. Not only did Denver surpass the national average, but median home values there increased by double digits.

Read more >

How Can I Qualify for a USDA Loan?
September 29, 2017

You may be surprised to learn how easy it is to qualify for a mortgage from the US Department of Agriculture. No, you do not have to be a farmer. Yes, you do need to live in a certain area, but this does not have to be strictly rural.

Read more >

I have recently filed for bankruptcy. Can I still get a mortgage?
March 29, 2017

The short answer is yes. These days, lenders are willing to allow borrowers to get a mortgage on the heels of a bankruptcy sooner than was possible in the past. How long you have to wait depends on a few factors:

Read more >

My credit score recently changed. What does that mean for homeownership?
March 19, 2017

Let’s take a step back and discuss the significance of your credit score and what that means in terms of obtaining a home mortgage. When you decide to buy a home and approach a lender for a home mortgage, your credit history has a direct impact on the amount you’ll pay for that loan. It’s … Continue reading “My credit score recently changed. What does that mean for homeownership?”

Read more >

How will the Fed’s Increased Rates Affect Me and My Loan?
February 10, 2017

When the Federal Reserve decides to raise rates, we’re all affected by it. Recent economic projections show that interest rates will continue to be on the rise in the upcoming years. Here’s how it will impact you and your loans in key areas such as credit card interest, mortgages, and car loans. Why the increase? … Continue reading “How will the Fed’s Increased Rates Affect Me and My Loan?”

Read more >